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809 Arrowhead Ln, Saint Charles, IL 60174 Property Records

Kane County property record for 809 Arrowhead Ln, Saint Charles, IL 60174 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,184 sqft · built 1990
Lot Size0.217 acres (9,457 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Jan 2024)
Tax Bill$10,391 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jan 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-25-201-007

Property Details

APN / Parcel Number

Primary APN09-25-201-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,184 sqft Living Area
Basement Area1,092 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,457 sqft (0.217 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address809 ARROWHEAD LN
CitySAINT CHARLES
StateIL
Zip60174-8609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description78 E SUBDIVISION
Legal SubdivisionCHARLEMAGNE
Legal Block2
Legal Lot Number78
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2015
Census Tract852004

Owner

Source: Kane County records · APN 09-25-201-007

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3529 HORIZON DR, BARTLETT, IL 60103
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK N A
Jan 09, 2024Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC
Dec 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 09, 2024 · Amount on Record
Deed SaleJan 09, 2024 · Amount on Record
Prior SaleSep 18, 2013 · Amount on Record
Deed Document Number2024947
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateApr 14, 2026
Property Address809 ARROWHEAD LN, SAINT CHARLES, IL 60174-8609
Document Number0000014890
Instrument DateApr 08, 2026
Instrument202614890
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address809 ARROWHEAD LN, SAINT CHARLES, IL 60174-8609

Mortgage

Document Number0000014890,
DateApr 14, 2026
Instrument202614890
Lender
NameJPMORGAN CHASE BANK N A
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 09, 2024
Property Address809 ARROWHEAD LN, ST CHARLES, IL 60174-8609
Document Number0000000947
Instrument DateDec 19, 2023
Instrument2024K000947
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address809 ARROWHEAD LN, SAINT CHARLES, IL 60174-8609

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3529 HORIZON DR, BARTLETT, IL 60103

Mortgage

Document Number0000000948
DateJan 09, 2024
Instrument2024K000948
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054
Interest
Rate TypeFixed Rate
Rate7.62%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address809 ARROWHEAD LN, ST CHARLES, IL 60174-8609
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060287
DateDec 12, 2019
Instrument2019K060287
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2034
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,391.00 (+3.01%)
2024$10,087.00 (+14.98%)$143,886 (+25.49%) Land $37,240 Building $106,646$431,831 (+25.54%) Land $111,765 Building $320,066
2022$8,773.00 (+4.14%) Homeowner's exemption$114,658 (+4.91%) Land $36,893 Building $77,765$343,974 (+4.91%) Land $110,679 Building $233,295
2021$8,424.00 Homeowner's exemption$109,291 Land $35,166 Building $74,125$327,873 Land $105,498 Building $222,375

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898520042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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