809 Antler Dr, Middlebury, IN 46540 Property Records

Elkhart County property record for 809 Antler Dr, Middlebury, IN 46540

Property Summary

Property Type	Row House
Details	2 bd · 2 ba · 2,828 sqft · built 1989
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jul 2025)
Tax Bill	$3,615 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-15-376-034.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-15-376-034.000-035`
Alternative APN	`0815376034035`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,828 sqft Living Area
1st Floor Area	719 sqft
2nd Floor Area	719 sqft
Flooring	Subfloor
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	128 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0815376034035
Old Parcel Number	0815376034035
Street Address	809 ANTLER DR
City	MIDDLEBURY
State	IN
Zip	46540-9444
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Local Zoning Code	ZO01
Legal Description	DEER RUN ESTATES LOT 15
Legal Subdivision	DEER RUN ESTATES
Legal Block	376
Legal Lot Number	15
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3037
Census Tract	804

Owner

809 Antler Dr, a row house, is owned and occupied by an individual who bought it in July 2025.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	809 ANTLER DR, MIDDLEBURY, IN 46540-9444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 2, 2025	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jan 25, 2021	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on File
Deed Sale	Jul 2, 2025 · Amount on File
Prior Sale	Dec 17, 2013
Deed Document Number	2025-10921
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	809 ANTLER DR, MIDDLEBURY, IN 46540-9444
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005796
Date	Mar 16, 2022
Instrument	2022-05796

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jul 2, 2025
Property Address	809 ANTLER DR, MIDDLEBURY, IN 46540-9444
Document Number	0000000921
Map Reference	MB 18 PG 24
Instrument Date	Jun 30, 2025
Instrument	2025-10921
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	MTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	809 ANTLER DR, MIDDLEBURY, IN 46540-9444

Mortgage

Document Number	0000000922
Date	Jul 2, 2025
Instrument	2025-10922

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	809 ANTLER DR, MIDDLEBURY, IN 46540-9444
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002139
Date	Jan 25, 2021
Instrument	2021-02139

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,600 (+4.99%) Land $10,000 Building $248,600	$258,600 (+4.99%) Land $10,000 Building $248,600
2024	$3,615.00	$246,300 (+7.65%) Land $10,000 Building $236,300	$246,300 (+7.65%) Land $10,000 Building $236,300
2023		$228,800 (+12.65%) Land $10,000 Building $218,800	$228,800 (+12.65%) Land $10,000 Building $218,800
2022	$2,903.00	$203,100 Land $10,000 Building $193,100	$203,100 Land $10,000 Building $193,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 Antler Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Antler Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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