Carroll County property record for 809 Amherst Ln, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,296 sqft · built 2018 |
| Lot Size | 0.361 acres (15,720 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $540,000 (Aug 2019) |
| Tax Bill | $10,417 (2026) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-431880 |
| Primary APN | 07-431880 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,296 sqft Total Area |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,720 sqft (0.361 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 431880 |
|---|---|
| Street Address | 809 AMHERST LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-4350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT 1 - 0.3609 ACS 809 AMHERST LN 54-187/19 BOLTON HILL SC 4 |
| Legal Subdivision | ACS MEADOW CREEK |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 507802 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 809 AMHERST LN, WESTMINSTER, MD 21158-4350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2019 | Exchange Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jul 10, 2018 | Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| Apr 19, 2018 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on Record |
| Deed Sale | Aug 21, 2019 · Amount on Record |
| Prior Sale | Jul 10, 2018 · Amount on Record |
| Deed Book / Page | 9383 / 143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Exchange Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 21, 2019 |
| Property Address | 809 AMHERST LN, WESTMINSTER, MD 21158-4350 |
| Document Number | 0093830143 |
| Book / Page | 9383 / 0143 |
| Map Reference | MB DBS 54 PG 188 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | OLD LINE TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 809 AMHERST LN, WESTMINSTER, MD 21158-4350 |
| Document Number | 0009383172 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 9383/172 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 10, 2018 |
| Property Address | 809 AMHERST LN, WESTMINSTER, MD 21158-4350 |
| Document Number | 0090630013 |
| Book / Page | 9063 / 0013 |
| Map Reference | MB DBS54 PG187-188 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11403 CRONRIDGE DR, 11403, OWINGS MILLS, MD 21117-2200 |
| Name | Verified Name |
|---|---|
| Address | 809 AMHERST LN, WESTMINSTER, MD 21158-4350 |
| Document Number | 0000906323 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 9063/23 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 19, 2018 |
| Property Address | 809 AMHERST LN, WESTMINSTER, MD 21158-4350 |
| Document Number | 0089920099 |
| Book / Page | 008992 / 000099 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2018 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $162.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11403 CRONRIDGE DR #200 OWINGS MILLS MD 211172219, 200, OWINGS MILLS, MD 21117-2219 |
| Investor | Possibly a Property Investor |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,417.00 (+3.24%) Homeowner's exemption | $620,100 (+10.4%) Land $159,800 Building $460,300 | $620,100 (+10.4%) Land $159,800 Building $460,300 |
| 2025 | $10,090.00 (+6.3%) Homeowner's exemption | ||
| 2023 | $9,492.00 Homeowner's exemption | $561,700 Land $159,800 Building $401,900 | $561,700 Land $159,800 Building $401,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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