809 Altamont Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 809 Altamont Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,434 sqft · built 1935
Lot Size	0.112 acres (4,920 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Sep 2025)
Tax Bill	$5,136 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.73-1-62`

Property Details

APN / Parcel Number

Primary APN	`421500 49.73-1-62`
Alternative APN	`150004907300010620000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
1st Floor Area	1,024 sqft
Upper Floors Area	410 sqft
Attic	Attic
Attic Area	410 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,920 sqft (0.112 acres)
Lot Dimensions	123 ft deep x 40 ft wide
Porch	Slab
Porch Area	266 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	809 ALTAMONT AVE
City	SCHENECTADY
State	NY
Zip	12303-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	55 1 WOOD
Legal Block	1
Legal Lot Number	62.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2011
Census Tract	21600

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	149 FIELDSTONE DR, SCHENECTADY, NY 12304-5413
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage SUNMARK FCU
Sep 17, 2025	Warranty Deed, Transfer
Sep 28, 2020	Deed of Trust, Mortgage · Line of Credit PIONEER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Deed Document Number	202522154
Deed Book / Page	2156 / 986
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	809 ALTAMONT AVE, SCHENECTADY, NY 12303-1301
Transaction Type	Mortgage
Record Updated	Apr 28, 2026
Title Company	CAPITAL CITY TITLE AGENCY LLC, CAPITAL DIST TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 FIELDSTONE DR, SCHENECTADY, NY 12304-5413

Mortgage

Document Number	0000005692
Date	Mar 17, 2026
Instrument	202605692

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2036

Interest

Rate Type	Adjustable Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 17, 2025
Property Address	809 ALTAMONT AVE, SCHENECTADY, NY 12303-1301
Document Number	0000022154
Instrument Date	Sep 2, 2025
Instrument	202522154
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 ALTAMONT AVE, SCHENECTADY, NY 12303-1301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 FIELDSTONE DR, SCHENECTADY, NY 12304-5413

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	809 ALTAMONT AVE, SCHENECTADY, NY 12303-1301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 ALTAMONT AVE, SCHENECTADY, NY 12303-1301

Mortgage

Document Number	0000029516
Date	Sep 28, 2020
Book Page	5024/480
Instrument	202029516

Lender

Name	PIONEER BANK
Type	Bank
Address	ALBANY, NY 12211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 20, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,136.00 (+3.4%) Homeowner's exemption
2025	$4,967.00 (+8.14%)	$109,600 (-) Land $16,400 Building $93,200	$181,487 (+13.35%) Land $27,157 Building $154,330
2024		$109,600 (-) Land $16,400 Building $93,200	$160,117 (+15.41%) Land $23,959 Building $136,158
2023		$109,600 (-) Land $16,400 Building $93,200	$138,734 (+3.8%) Land $20,759 Building $117,975
2022		$109,600 Land $16,400 Building $93,200	$133,659 Land $20,000 Building $113,659
2021	$4,593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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