809 8th St N, Virginia, MN 55792 Property Records

St. Louis County property record for 809 8th St N, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 816 sqft · built 1953
Lot Size	0.137 acres (6,005 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Sep 2012)
Tax Bill	$1,164 (2026)
Deeds & Mortgages	Nov 2020 Sale Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0125-00320`

Property Details

APN / Parcel Number

Primary APN	`090-0125-00320`
Alternative APN	`1099660`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Gross Area
1st Floor Area	816 sqft
Basement Area	616 sqft
Finished Basement	616 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	6,005 sqft (0.137 acres)
Garage Area	440 sqft
Storage Building	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1099660
Street Address	809 8TH ST N
City	VIRGINIA
State	MN
Zip	55792-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0009 BLOCK:003 SERIAL #
Legal Subdivision	OLCOTT ADD TO VIRGINIA
Legal Block	3
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3005
Census Tract	13000

Owner

809 8th St N is owned and occupied by an individual who acquired it in November 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	809 8TH ST N, VIRGINIA, MN 55792-2317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Quit Claim Deed, Transfer NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO
Oct 29, 2020	Deed of Trust, Mortgage · Conventional with PMI FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2012 · Amount on File
Deed Sale	Sep 20, 2012 · Amount on File
Deed Document Number	20121195977
Last Transfer Date	Nov 5, 2020
Transfer Doc	00A1395635
Record Updated	Sep 20, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 10, 2020
Property Address	809 8TH ST N, VIRGINIA, MN 55792-2317
Document Number	00A1395635
Instrument Date	Nov 5, 2020
Instrument	A1395635
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount on Record
Tax	$10.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	809 8TH ST N VIRGINIA MN 557922317, VIRGINIA, MN 55792-2317

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	809 8TH ST N, VIRGINIA, MN 55792-2317
Document Number	00A1395347
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	809 8TH ST N VIRGINIA MN 557922317, VIRGINIA, MN 55792-2317

Mortgage

Document Number	00A1395347
Date	Nov 6, 2020
Instrument	A1395347

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 5, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 809 8th St N was $1,164 with a homeowner's exemption, up 5.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,164.00 (+5.43%) Homeowner's exemption
2025	$1,104.00 (-5.8%) Homeowner's exemption	$125,700 (+9.69%) Land $7,500 Building $118,200	$125,700 (+9.69%) Land $7,500 Building $118,200
2024	$1,172.00	$114,600 Land $6,800 Building $107,800	$114,600 Land $6,800 Building $107,800
2022		$88,600 Land $5,900 Building $82,700	$88,600 Land $5,900 Building $82,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 8th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 8th St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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