Buchanan County property record for 809 7th St NW, Independence, IA 50644
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 988 sqft · built 1963 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $132,000 (Feb 2020) |
| Tax Bill | $2,924 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0634306003 |
| Primary APN | 0634306003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 809 7TH ST NW |
|---|---|
| City | INDEPENDENCE |
| State | IA |
| Zip | 50644-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FARGOS 2ND BLK 8LOT 3 |
| Legal Subdivision | FARGOS 2ND |
| Legal Block | 8 |
| Legal Lot Number | 3 |
| Jurisdiction | BUCHANAN IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 950400 |
809 7th St NW is owned and occupied by an individual who bought it in February 2020.
Source: Buchanan County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 7TH ST NW, INDEPENDENCE, IA 50644-1507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2020 · Amount on File |
| Deed Sale | Feb 28, 2020 · Amount on File |
| Deed Document Number | 2020616 |
| Prior Transfer Date | May 17, 2016 |
| Prior Transfer Doc | 2016R01488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Recording Date | Feb 28, 2020 |
| Property Address | 809 7TH ST NW, INDEPENDENCE, IA 50644-1507 |
| Document Number | 2020R00616 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 2020R00616 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 7TH ST NW, INDEPENDENCE, IA 50644-1507 |
| Document Number | 2020R00617 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 2020R00617 |
| Name | BANK IOWA |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 2020R00616 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 2020R00616 |
| Name | BANK IOWA |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 809 7th St NW was $2,924, up 6.6% from the year before.
Source: Buchanan County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Buchanan County |
| Municipality | Independence City |
| Unified School District | Independence Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,924.00 (+6.56%) | $156,500 Land $23,020 Building $133,480 | $156,500 Land $23,020 Building $133,480 |
| 2024 | $2,744.00 (+10.38%) | ||
| 2023 | $2,486.00 | $136,980 Land $20,560 Building $116,420 | $136,980 Land $20,560 Building $116,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 7th St NW in Zone X, an area of minimal flood risk, though there have been 93 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 93 (1979–2021) |
| Claims Outside the SFHA | 12 of 93 |
| Most Recent Claim | Aug 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 809 7th St NW has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Independence Telecommunications Utility Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
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