809 6th St, Traer, IA 50675 Property Records

Tama County property record for 809 6th St, Traer, IA 50675 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,524 sqft · built 1978
Lot Size0.355 acres (15,464 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Jul 2025)
Tax Bill$4,850 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Aug 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN07.10.280.004

Property Details

APN / Parcel Number

Primary APN07.10.280.004

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,524 sqft Living Area
AtticAttic
Attic Area505 sqft
Basement Area2,019 sqft
Finished Basement1,000 sqft
Unfinished Basement1,019 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,464 sqft (0.355 acres)
Garage TypeAttached
Garage Area710 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area312 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address809 6TH ST
CityTRAER
StateIA
Zip50675-1309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10-85-14 W 90' E 200' LOT 19 NE
Legal Range14W
Legal Township85N
Legal Section10
Legal SubdivisionTRAER
Legal Lot Number19
JurisdictionTAMA IA
Township / Civil DivisionPERRY
Census Block Group3
Census Block3026
Census Tract290200

Owner

Source: Tama County records · APN 07.10.280.004

Assessment roll updated May 15, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address809 6TH ST, TRAER, IA 50675-1309
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2025Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU
Aug 16, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Aug 16, 2021Affidavit, Transfer
Sep 23, 2019Quit Claim Deed, Transfer
Quitclaim
Aug 04, 2010Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 2025 · Amount on Record
Deed SaleJul 24, 2025 · Amount on Record
Prior SaleAug 16, 2021 · Amount on Record
Deed Document Number20251915
Prior Transfer DateSep 11, 2019
Prior Transfer Doc0020192179
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTAMA IA
Recording DateJul 24, 2025
Property Address809 6TH ST, TRAER, IA 50675-1309
Document Number0020251915
Instrument DateJul 22, 2025
Instrument2025-1915
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$479.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address809 6TH ST, TRAER, IA 50675-1309

Mortgage

Document Number0020251916
DateJul 24, 2025
Instrument2025-1916
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateAug 01, 2032
Change FrequencyAnnually
Min Rate At Change4.62%
Max Rate At Change8.62%
Max Rate12.6%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTAMA IA
Recording DateAug 16, 2021
Property Address809 6TH ST, TRAER, IA 50675-1309
Document Number0020212597
Instrument DateAug 10, 2021
Instrument2021-2597
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$403.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 6TH ST, TRAER, IA 50675-1311

Mortgage

Document Number0020212598
DateAug 16, 2021
Instrument2021-2598
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051
Interest
Rate TypeFixed Rate

August 2021: Affidavit, Transfer

Document TypeAffidavit
JurisdictionTAMA IA
Recording DateAug 16, 2021
Property Address809 6TH ST, TRAER, IA 50675-1309
Document Number0020212595
Instrument DateAug 10, 2021
Instrument2021-2595
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 6TH ST, TRAER, IA 50675-1311

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTAMA IA
Recording DateSep 23, 2019
Property Address809 6TH ST, TRAER, IA 50675-1309
Document Number0020192179
Instrument DateSep 11, 2019
Instrument2019-2179
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 6TH ST, TRAER, IA 50675-1309

August 2010: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionTAMA IA
Recording DateAug 04, 2010
Property Address809 6TH ST, TRAER, IA 50675-1309
Document Number000874/287
Book / Page0874 / 287
Instrument DateAug 02, 2010
Instrument2010-2181
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Tama County records · Assessment roll updated May 15, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyTama County
MunicipalityTraer City
Unified School DistrictNorth Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,850.00 Homeowner's exemption$286,400 (+18.35%) Land $21,060 Building $265,340$286,400 (+18.35%) Land $21,060 Building $265,340
2024$241,990 (-) Land $21,060 Building $220,930
2023$241,990 Land $21,060 Building $220,930$241,990 Land $21,060 Building $220,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tama County (19171C), updated October 6, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191712902003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2008, rainfall accumulation, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire RiskLow
above 3% of the US · above 24% of Iowa
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
AMG Technology Investment GroupFixed Wireless1,000 / 1,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
Uniti GroupDSL200 / 20
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on 6th St

Nearby Streets

Search Property Records by Address or Parcel Number