809 4th St, Victor, IA 52347 Property Records

Iowa County property record for 809 4th St, Victor, IA 52347

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,405 sqft · built 1920
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$99,000 (Feb 2018)
Tax Bill	$2,188 (2026)
Deeds & Mortgages	May 2018 Mortgage Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8607-2205-0`

Property Details

APN / Parcel Number

Primary APN	`8607-2205-0`
Alternative APN	`86086072205000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,405 sqft Living Area
Basement Area	1,191 sqft
Unfinished Basement	1,191 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	809 4TH ST
City	VICTOR
State	IA
Zip	52347-8572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 10' LOT 4 & ALL OFLOT 5 BLK 22 BLACKBURNS HEIRS
Legal Subdivision	BLACKBURNS HEIRS
Legal Block	22
Legal Lot Number	4
Jurisdiction	IOWA IA
Township / Civil Division	HARTFORD
Census Block Group	1
Census Block	1044
Census Tract	960300

Owner

809 4th St is owned and occupied by two individuals who bought it in February 2018.

Source: Iowa County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	809 4TH ST, VICTOR, IA 52347-8572
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2018	Deed of Trust, Mortgage · FHA Mortgage MIDWEST COMMUNITY BANK
Apr 3, 2018	Deed of Trust, Mortgage · FHA Mortgage MIDWEST COMMUNITY BANK
Apr 2, 2018	Deed of Trust, Mortgage · FHA Mortgage MIDWEST COMMUNITY BANK
Feb 24, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Feb 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2018 · Amount on File
Deed Sale	Feb 26, 2018 · Amount on File
Prior Sale	Nov 4, 2010 · Amount on File
Deed Document Number	2018453
Deed Book / Page	2018 / 1616
Prior Transfer Date	Nov 1, 2010
Prior Transfer Doc	2010/13334
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOWA IA
Property Address	809 4TH ST, VICTOR, IA 52347-8572
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/04681
Date	May 8, 2018
Book Page	2018/04681
Instrument	2018 1223

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOWA IA
Property Address	809 4TH ST, VICTOR, IA 52347-8572
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/02964
Date	Apr 3, 2018
Book Page	2018/02964
Instrument	2018 0783

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOWA IA
Property Address	809 4TH ST, VICTOR, IA 52347-8572
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/02872
Date	Apr 2, 2018
Book Page	2018/02872
Instrument	2018 2872

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2048

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOWA IA
Property Address	809 4TH ST, VICTOR, IA 52347-8572
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 4TH ST, VICTOR, IA 52347-8572

Mortgage

Document Number	02022/2204
Date	Feb 24, 2022
Book Page	2022/2204
Instrument	2022 0520

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOWA IA
Recording Date	Feb 26, 2018
Property Address	809 4TH ST, VICTOR, IA 52347-8572
Document Number	2018/01616
Book / Page	2018 / 01616
Instrument Date	Feb 21, 2018
Instrument	2018 0453
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount on Record
Tax	$157.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 54, VICTOR, IA 52347-0054

Tax Assessment & Valuation

The 2026 property tax bill for 809 4th St was $2,188, up 6.7% from the year before.

Source: Iowa County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Iowa County
Municipality	Victor City
Unified School District	H-L-V Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,188.00 (+6.73%)	$138,100 (-) Land $13,770 Building $124,330	$138,100 (-) Land $13,770 Building $124,330
2025	$2,050.00	$138,100 Land $13,770 Building $124,330	$138,100 Land $13,770 Building $124,330
2023	$1,874.00	$133,790 Land $13,770 Building $120,020	$133,790 Land $13,770 Building $120,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 809 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VICTOR MUNICIPAL WATER DEPT serves 875 people · EPA ID IA4875050
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	18 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cooperative Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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