809 3rd St, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 809 3rd St, Santa Cruz, CA 95060

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,374 sqft · built 1981
Lot Size	0.016 acres (697 sqft)
Owner	2 Individual Names on Record
Last Sale	$965,000 (Oct 2022)
Tax Bill	$11,959 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-112-05`

Property Details

APN / Parcel Number

Primary APN	`007-112-05`
Alternative APNs	`007-112-05-000` `00519430000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,374 sqft Living Area
Gross Area	1,616 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	697 sqft (0.016 acres)
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	809 3RD ST
City	SANTA CRUZ
State	CA
Zip	95060-5001
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	VICTORIA TR 871
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2023
Census Tract	101002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	915 BAUTISTA CT, PALO ALTO, CA 94303-4046
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 2, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 28, 2018	Grant Deed, Transfer · VA Mortgage MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	202228492
Prior Transfer Date	Jun 16, 2015
Prior Transfer Doc	0000023997
Record Updated	Sep 20, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 17, 2022
Property Address	809 3RD ST, SANTA CRUZ, CA 95060-5001
Document Number	0000028492
Map Reference	MB 69 PG 15
Instrument Date	Oct 7, 2022
Instrument	2022-0028492
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,061.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	915 BAUTISTA CT, PALO ALTO, CA 94303-4046

Mortgage

Document Number	0000028493
Date	Oct 17, 2022
Instrument	2022-0028493

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.1%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	809 3RD ST, SANTA CRUZ, CA 95060-5001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 3RD ST, SANTA CRUZ, CA 95060-5001

Mortgage

Document Number	0000045345
Date	Nov 2, 2020
Instrument	2020-0045345

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 28, 2018
Property Address	809 3RD ST, SANTA CRUZ, CA 95060-5001
Document Number	0000038665
Map Reference	MB 69 PG 15
Instrument Date	Dec 19, 2018
Instrument	2018-0038665
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 3RD ST, SANTA CRUZ, CA 95060-5001

Mortgage

Document Number	0000038666
Date	Dec 28, 2018
Instrument	2018-0038666

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Santa Cruz City
Elementary School District	Santa Cruz City Elementary School District (KG - 05)
Secondary School District	Santa Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,024,066 (+2%) Land $686,124 Building $337,942
2025	$11,959.00 (+8.71%)	$1,003,986 (+4.04%) Land $672,671 Building $331,315
2023	$11,001.00 (+23.57%)	$965,000 Land $646,550 Building $318,450	$846,900
2022	$8,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures