809 3rd St, Gibbon, NE 68840 Property Records

Buffalo County property record for 809 3rd St, Gibbon, NE 68840

Property Summary

Property Type	Single Family Home
Details	3 bd · 0.5 ba · 1,049 sqft · built 1919
Lot Size	0.252 acres (10,956 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Apr 2025)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	May 2024 Line of Credit Apr 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`64044900021735`

Property Details

APN / Parcel Number

Primary APN	`64044900021735`
Alternative APN	`640449000`

Interior

Bedrooms	3 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,049 sqft Total Area
1st Floor Area	1,049 sqft
Basement Area	540 sqft
Finished Basement	540 sqft
Unfinished Basement	540 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	10,956 sqft (0.252 acres)
Lot Dimensions	132 ft deep x 83 ft wide
Garage Type	Mixed
Garage Area	1,296 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	64044900021735
Street Address	809 3RD ST
City	GIBBON
State	NE
Zip	68840-6224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	M D MARSHS SUB GIB E 82.5' LT 5
Legal Subdivision	M D MARSHS SUB
Legal Lot Number	5
Jurisdiction	BUFFALO NE
Township / Civil Division	23
Census Block Group	4
Census Block	4050
Census Tract	969100

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 3RD ST, GIBBON, NE 68840-6224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK
Apr 17, 2025	Personal Representative Deed, Transfer · Line of Credit FIRSTIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Deed Document Number	20251723
Prior Transfer Date	Jun 17, 2019
Prior Transfer Doc	0000003385
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	809 3RD ST, GIBBON, NE 68840-6224
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202401742
Date	May 2, 2024
Instrument	2024-01742

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BUFFALO NE
Recording Date	Apr 17, 2025
Property Address	809 3RD ST, GIBBON, NE 68840-6224
Document Number	0202501723
Instrument Date	Apr 15, 2025
Instrument	2025-01723
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$258.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202501730
Date	Apr 17, 2025
Instrument	2025-01730

Lender

Name	FIRSTIER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Gibbon City
Unified School District	Gibbon Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,440 (+1.06%) Land $14,675 Building $122,765	$137,440 (+1.06%) Land $14,675 Building $122,765
2025	$2,190.00 (-0.05%)	$136,005 (+5.05%) Land $14,675 Building $121,330	$136,005 (+5.05%) Land $14,675 Building $121,330
2024	$2,191.00 (-17.38%)	$129,470 (-3.15%) Land $14,675 Building $114,795	$129,470 (-3.15%) Land $14,675 Building $114,795
2023	$2,652.00	$133,685 Land $14,675 Building $119,010	$133,685 Land $14,675 Building $119,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GIBBON serves 1,878 people · EPA ID NE3101907
Water Source	Groundwater
Last State Inspection	May 2023
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NCTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Viaero Wireless.

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