Monmouth County and Union Beach Borough property record for 809 2nd St, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 984 sqft · built 1946 |
| Lot Size | 0.063 acres (2,749 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,500 (Nov 2017) |
| Tax Bill | $8,647 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 50-00021-0000-00017 |
| Primary APN | 50-00021-0000-00017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 834 sqft |
| Upper Floors Area | 150 sqft |
| Basement Area | 834 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 2,749 sqft (0.063 acres) |
| Lot Dimensions | 110 ft deep x 25 ft wide |
| Deck Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00000229 |
|---|---|
| Street Address | 809 2ND ST |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-2858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Subdivision | UNION BEACH |
| Legal Block | 21 |
| Legal Lot Number | 17 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 801800 |
809 2nd St is owned and occupied by an individual who bought it in November 2017.
Source: Monmouth County and Union Beach Borough records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 2ND ST, UNION BEACH, NJ 07735-2858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION |
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Oct 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Nov 30, 2017 | Grant Deed, Transfer · FHA Mortgage ADVISORS MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on File |
| Deed Sale | Nov 30, 2017 · Amount on File |
| Prior Sale | Sep 17, 2013 · Amount on File |
| Deed Document Number | 2017115583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 5, 2026 |
| Property Address | 809 2ND ST, UNION BEACH, NJ 07735-2858 |
| Document Number | 0000080627 |
| Book / Page | 9815 / 4226 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202680627 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 809 2ND ST, UNION BEACH, NJ 07735-2858 |
| Investor | Possibly a Property Investor |
| Document Number | 0000080627, |
|---|---|
| Date | Oct 5, 2026 |
| Book Page | 9815/4226 |
| Instrument | 202680627 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 19, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 809 2ND ST, UNION BEACH, NJ 07735-2858 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0095647144 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 9564/7144 |
| Instrument | 2021177745 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 809 2ND ST, UNION BEACH, NJ 07735-2858 |
| Document Number | 0000089080 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2020 |
| Title Company | SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION |
| Name | Verified Name |
|---|---|
| Address | 809 2ND ST UNION BEACH NJ 077352858, UNION BEACH, NJ 07735-2858 |
| Document Number | 0000089080 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 009433/003125 |
| Instrument | 89080 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Aug 12, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 809 2ND ST, UNION BEACH, NJ 07735-2858 |
| Document Number | 0000104306 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 809 2ND ST #BCH UNION BEACH NJ 077352858, UNION BEACH, NJ 07735-2858 |
| Document Number | 0000104306 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 009377/007156 |
| Instrument | 104306 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 30, 2017 |
| Property Address | 809 2ND ST, UNION BEACH, NJ 07735-2858 |
| Document Number | 0000115583 |
| Book / Page | 009260 / 006380 |
| Instrument Date | Nov 3, 2017 |
| Instrument | 115583 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2018 |
| Title Company | PROPERTY TRANSFER SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 2ND ST UNION BEACH NJ 077352858, UNION BEACH, NJ 07735-2858 |
| Document Number | 115584 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 009260/006438 |
| Instrument | 115584 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2047 |
The 2025 property tax bill for 809 2nd St was $8,647, up 14% from the year before.
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $432,500 (+7.29%) Land $208,000 Building $224,500 | $432,500 (+7.29%) Land $208,000 Building $224,500 | |
| 2025 | $8,647.00 (+13.96%) | $403,100 Land $189,000 Building $214,100 | $403,100 Land $189,000 Building $214,100 |
| 2024 | $7,588.00 | ||
| 2023 | $333,200 Land $142,900 Building $190,300 | $333,200 Land $142,900 Building $190,300 | |
| 2022 | $6,354.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 256 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 268 units insured incl. 12 condo units |
| Nearby Flood Claims | 363 (1978–2022) |
| Claims Outside the SFHA | 24 of 363 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 809 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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