809 2nd Ave NW, Cascade, IA 52033 Property Records

Dubuque County property record for 809 2nd Ave NW, Cascade, IA 52033

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,256 sqft · built 1965
Lot Size0.184 acres (8,040 sqft)
OwnerIndividual Name on Record
Last Sale$131,000 (Aug 2016)
Tax Bill$2,332 (2024)
Deeds & MortgagesJul 2021 Mortgage
Sep 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN18-36-458-004

Property Details

APN / Parcel Number

Primary APN18-36-458-004

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,256 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Finished Basement368 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeWood Frame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,040 sqft (0.184 acres)
Lot Dimensions134 ft deep x 60 ft wide

Exterior Amenities

PorchPorch
Porch Area216 sqft
Deck Area116 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address809 2ND AVE NW
CityCASCADE
StateIA
Zip52033-9501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCO
Legal DescriptionLOT 11 BLOCK 57 HAMILS ADD;
Legal SubdivisionHAMILS ADD
Legal Block57
Legal Lot Number11
JurisdictionDUBUQUE IA
Township / Civil DivisionCASCADE
Census Block Group4
Census Block4033
Census Tract10400

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address809 2ND AVE NW, CASCADE, IA 52033-9501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDWESTONE BANK
Sep 1, 2021Deed of Trust, Mortgage · Line of Credit
DUTRAC COMMUNITY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2016 · Amount on Record
Deed SaleAug 2, 2016 · Amount on Record
Deed Document Number2016-00009839
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address809 2ND AVE NW, CASCADE, IA 52033-9501
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012242
DateJul 26, 2021
Instrument2021-00012242
Lender
NameMIDWESTONE BANK
TypeBank
AddressSTILLWATER, MN 55082
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2041

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address809 2ND AVE NW, CASCADE, IA 52033-9501
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014436
DateSep 1, 2021
Instrument2021-00014436
Lender
NameDUTRAC COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52004
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 31, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityCascade City
Unified School DistrictWestern Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$193,200 (+10.53%) Land $20,800 Building $172,400$193,200 (+10.53%) Land $20,800 Building $172,400
2024$2,332.00 (+24.71%)
2023$174,800 (+37.57%) Land $20,800 Building $154,000$174,800 (+37.57%) Land $20,800 Building $154,000
2022$1,870.00 Homeowner's exemption$127,060 Land $20,790 Building $106,270
2021$127,060 Land $20,790 Building $106,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1999–2019)
Most Recent ClaimMar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASCADE MUNICIPAL WATER SUPPLY
serves 2,386 people · EPA ID IA3118080
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cascade Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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