809 1st St, Lincoln, CA 95648 Property Records

Placer County property record for 809 1st St, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,464 sqft · built 1981
Lot Size	0.578 acres (25,173 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Apr 2025)
Tax Bill	$4,950 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-240-018-000`

Property Details

APN / Parcel Number

Primary APN	`008-240-018-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,464 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	25,173 sqft (0.578 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	809 1ST ST
City	LINCOLN
State	CA
Zip	95648-1764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR B PMOR 8 76
Legal Subdivision	TERRA COTTA VILLAGE UNIT 3
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3019
Census Tract	21403

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 1ST ST, LINCOLN, CA 95648-1764
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC
Nov 16, 2018	Grant Deed, Transfer · VA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2025 · Amount on Record
Deed Sale	Apr 22, 2025 · Amount on Record
Prior Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	202521480
Prior Transfer Date	Aug 28, 2001
Prior Transfer Doc	0000091190
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	809 1ST ST, LINCOLN, CA 95648-1764
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 1ST ST, LINCOLN, CA 95648-1764

Mortgage

Document Number	0000143420
Date	Nov 22, 2021
Instrument	2021-0143420

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 16, 2018
Property Address	809 1ST ST, LINCOLN, CA 95648-1764
Document Number	0000083772
Map Reference	MB8 PG76
Instrument Date	Nov 15, 2018
Instrument	2018-0083772
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	NORTH AMERICAN TITLE AZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	809 1ST ST, LINCOLN, CA 95648-1764

Mortgage

Document Number	0000083773
Date	Nov 16, 2018
Instrument	2018-0083773

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$606,900 (+28.45%) Land $163,200 Building $443,700
2025	$4,950.00 (+2.36%)	$472,470 (+4.04%) Land $89,238 Building $383,232
2023	$4,836.00 (+1.51%)	$454,125 Land $85,774 Building $368,351
2022	$4,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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