Cass County property record for 809 12th Ave N, Fargo, ND 58102
| Property Type | Single Family Home |
|---|---|
| Details | 888 sqft · built 1941 |
| Lot Size | 0.158 acres (6,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $768 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-2220-01200-000 |
| Primary APN | 01-2220-01200-000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 888 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Lot Area | 6,890 sqft (0.158 acres) |
| Lot Dimensions | 130 ft deep x 53 ft wide |
| Street Address | 809 12TH AVE N |
|---|---|
| City | FARGO |
| State | ND |
| Zip | 58102-2625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Description | LOT: 25 BLOCK: 0 ADDITION: OHMERS ADDITIONAL: OHMERS W 53' OF E 157' OF S 130' LOT 25 |
| Legal Subdivision | OHMERS |
| Legal Lot Number | 25 |
| Jurisdiction | CASS ND |
| Township / Civil Division | FARGO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 400 |
809 12th Ave N is owned and occupied by an individual.
Source: Cass County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 12TH AVE N, FARGO, ND 58102-2625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 809 12TH AVE N, FARGO, ND 58102-2625 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001623206 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 1623206 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Mar 1, 2044 |
The 2025 property tax bill for 809 12th Ave N was $768.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Fargo City |
| Unified School District | Fargo Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $768.00 | $69,900 Land $19,900 Building $50,000 | $139,800 Land $39,800 Building $100,000 |
| 2023 | $2,492.00 | $74,950 Land $20,650 Building $54,300 | $149,900 Land $41,300 Building $108,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 12th Ave N in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1979–2009) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 12th Ave N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FARGO serves 120,762 people · EPA ID ND0900336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
May also be available: Verizon.
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