Howard County property record for 809 11th St, Elba, NE 68835
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 2017 |
| Lot Size | 0.375 acres (16,368 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Sep 2023) |
| Tax Bill | $1,484 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2721-00-0-30001-008-0176 |
| Primary APN | 2721-00-0-30001-008-0176 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,280 sqft |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 16,368 sqft (0.375 acres) |
| Lot Dimensions | 124 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 340 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 92 sqft |
| Deck Area | 16 sqft |
| Fence | Fence |
| Heating System | Heat Pump |
|---|
| Street Address | 809 11TH ST |
|---|---|
| City | ELBA |
| State | NE |
| Zip | 68835-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE FAMILY |
| Legal Description | LOTS 5 & 6 BLOCK 8 ELBA VILLAGE |
| Legal Block | 8 |
| Legal Lot Number | 5,6 |
| Jurisdiction | HOWARD NE |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1107 |
| Census Tract | 970600 |
Source: Howard County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 86, ELBA, NE 68835-0086 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2023 | Warranty Deed, Transfer · USDA Mortgage COGENT BANK |
| Mar 15, 2017 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2023 · Amount on Record |
| Deed Sale | Sep 6, 2023 · Amount on Record |
| Prior Sale | Mar 15, 2017 · Amount on Record |
| Deed Document Number | 2023-0763 |
| Deed Book / Page | 23 / 2676 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWARD NE |
| Recording Date | Sep 6, 2023 |
| Property Address | 809 11TH ST, ELBA, NE 68835-2025 |
| Document Number | 00023/2676 |
| Book / Page | 23 / 2676 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023-0763 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2023 |
| Title Company | GRAND ISLAND ABSTRACT ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $416.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0020230764 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 2023-0764 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWARD NE |
| Recording Date | Mar 15, 2017 |
| Property Address | 809 11TH ST, ELBA, NE 68835-2025 |
| Document Number | 00017/1101 |
| Book / Page | 17 / 1101 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 2017-00330 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $13.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00017/1104 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 17/1104 |
| Instrument | 2017-00331 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 384 Months |
| Due | Mar 14, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Howard County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Howard County |
| Municipality | Elba Village |
| Unified School District | Elba Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,484.00 (-22.3%) | $124,341 (+6.76%) Land $4,274 Building $120,067 | $124,341 (+6.76%) Land $4,274 Building $120,067 |
| 2023 | $1,910.00 (+12.49%) | $116,471 (+11.57%) Land $4,274 Building $112,197 | $116,471 (+11.57%) Land $4,274 Building $112,197 |
| 2022 | $1,698.00 | $104,397 Land $2,637 Building $101,760 | $104,397 Land $2,637 Building $101,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ELBA serves 196 people · EPA ID NE3109304 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NCTC Fiber | 1,000 / 1,000 |
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