Wright County property record for 809 10th Ave, Howard Lake, MN 55349
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,673 sqft · built 1927 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,560 (2026) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-500-041422 |
| Primary APN | 109-500-041422 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,673 sqft Living Area |
| 1st Floor Area | 1,172 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 308 sqft |
| Porch | Porch |
| Porch Area | 224 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 809 10TH AVE |
|---|---|
| City | HOWARD LAKE |
| State | MN |
| Zip | 55349-5528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-04 TWP-118 RANGE-027 UNPLATTED LAND HOWARD LK1 N60FT OF S172FT OF E193FT OF SE NE EX ST S172FT OF E193FT OF SE NE EX ST |
| Legal Range | 027 |
| Legal Township | 118 |
| Legal Section | 04 |
| Legal Subdivision | UNPLATTED LAND HOWARD LK1 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | HOWARD LAKE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 101200 |
809 10th Ave is owned and occupied by two individuals who acquired it in November 2018.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 10TH AVE, HOWARD LAKE, MN 55349-5528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2018 |
| Deed Sale | Nov 6, 2018 |
| Prior Sale | Aug 29, 2005 · Amount on File |
| Deed Document Number | 20181383563 |
| Prior Transfer Date | Oct 30, 2018 |
| Prior Transfer Doc | 0001383563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Nov 6, 2018 |
| Property Address | 809 10TH AVE, HOWARD LAKE, MN 55349-5528 |
| Document Number | 0001383563 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 1383563 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2018 |
| Title Company | ANCONA TITLE, ANCONA TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 808 10TH AVE HOWARD LAKE MN 55349, HOWARD LAKE, MN 55349 |
| Document Number | 1383564 |
|---|---|
| Date | Nov 6, 2018 |
| Instrument | 1383564 |
| Name | TRUSTONE HM MTG LLC |
|---|---|
| Address | PLYMOUTH, MN 55447 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2048 |
| Rate | 4.5% |
|---|
The 2026 property tax bill for 809 10th Ave was $2,560.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Howard Lake City |
| Unified School District | Howard Lake-Waverly-Winsted (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,560.00 | $212,100 (+0.14%) Land $43,200 Building $168,900 | $212,100 (+0.14%) Land $43,200 Building $168,900 |
| 2025 | $211,800 Land $50,400 Building $161,400 | $211,800 Land $50,400 Building $161,400 | |
| 2023 | $2,130.00 (+16.01%) | $208,300 Land $38,400 Building $169,900 | $208,300 Land $38,400 Building $169,900 |
| 2022 | $1,836.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 10th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 809 10th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Howard Lake serves 2,180 people · EPA ID MN1860010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 15 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nuvera Communications, Verizon.
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