809 103rd Ave N, Naples, FL 34108 Property Records

Collier County property record for 809 103rd Ave N, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	1,838 sqft · built 2014
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$442,500 (Dec 2019)
Tax Bill	$6,754 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`509200 8 293A28`

Property Details

APN / Parcel Number

Primary APN	`509200 8 293A28`
Alternative APNs	`624156801051189008293` `62415680105`

Interior

Stories	1 Story
Building Area	1,838 sqft Living Area
1st Floor Area	1,838 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Masonry / Concrete Block
Lot Area	6,098 sqft (0.14 acres)
Garage Area	120 sqft
Deck Area	221 sqft

Location & Zoning

Street Address	809 103RD AVE N
City	NAPLES
State	FL
Zip	34108-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	NAPLES PARK UNIT 1 BLK 8 LOT 29
Legal Range	25
Legal Township	48
Legal Section	28
Legal Subdivision	NAPLES
Legal Tract	509200
Legal Block	8
Legal Lot Number	29
Legal Unit	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3017
Census Tract	10110

Owner

809 103rd Ave N is owned by two individuals who bought it in December 2019.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3609 MARISOL CT, NEW SMYRNA BEACH, FL 32168-5396
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on File
Deed Sale	Dec 31, 2019 · Amount on File
Prior Sale	Dec 8, 2014 · Amount on File
Deed Document Number	20195810307
Deed Book / Page	5712 / 1980
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 31, 2019
Property Address	809 103RD AVE N, NAPLES, FL 34108-3224
Document Number	0057121980
Book / Page	5712 / 1980
Map Reference	MB 1 PG 106
Instrument Date	Dec 20, 2019
Instrument	5810307
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	TITLE INSURANCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,097.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	LINGEWEIDE 12, 12, WAYNESBURG, KY 40489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 CROWN POINT MDWS, CENTERVILLE, OH 45458-4961

Mortgage

Document Number	0057121982
Date	Dec 31, 2019
Instrument	5712/1982

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 809 103rd Ave N was $6,754.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$690,634 (-3.39%) Land $342,155 Building $348,479	$690,634 (-3.39%) Land $342,155 Building $348,479
2025	$6,754.00 Homeowner's exemption	$714,832 Land $323,492 Building $391,340	$714,832 Land $323,492 Building $391,340
2023	$6,701.00 (+14.76%)	$505,668 (+1%)	$840,456 (+34.14%) Land $457,244 Building $383,212
2022	$5,839.00	$459,698	$626,530 Land $272,713 Building $353,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 103rd Ave N in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 222 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	222 in force
Nearby Flood Claims	55 (1992–2022)
Claims Outside the SFHA	4 of 55
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 10 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 809 103rd Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20