SUNSET CAPITAL TITLE SERVICES, SUNSET CAPITAL TTL SVCS LLC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,820.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
28 CLOVERDALE CT S, 28, PALM COAST, FL 32137-8340
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
8089 SUMMERSIDE CIR, JACKSONVILLE, FL 32256-3957
Mortgage
Document Number
0000203741
Date
Jul 26, 2022
Instrument
20374/1
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Aug 1, 2052
September 2021: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
DUVAL FL
Recording Date
Sep 30, 2021
Property Address
8089 SUMMERSIDE CIR, JACKSONVILLE, FL 32256-3957
Document Number
0199361938
Book / Page
19936 / 1938
Map Reference
MB 59 PG 144-149
Instrument Date
Aug 20, 2021
Instrument
2021256451
Transaction Type
Transfer
Record Updated
Oct 21, 2021
Title Company
HOMELIGHT SETTLEMENT LLC
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,417.50
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
5 BLAKE ST, 5, AUBURN, ME 04210-5103
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
8089 SUMMERSIDE CIR, JACKSONVILLE, FL 32256-3957
Mortgage
Document Number
199361940
Date
Sep 30, 2021
Instrument
19936/1940
Lender
Name
ACADEMY MORTGAGE CORP
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 1, 2051
Mortgage
Document Number
0199361953
Date
Sep 30, 2021
Book Page
19936/1953
Instrument
2021256453
Lender
Name
ACADEMY MORTGAGE CORP
Type
Mortgage Company
Address
GLEN BURNIE, MD 21061
Agreement
Type
Stand-Alone Second Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 1, 2051
November 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
DUVAL FL
Recording Date
Nov 20, 2017
Property Address
8089 SUMMERSIDE CIR, JACKSONVILLE, FL 32256-3957
Document Number
0181941418
Book / Page
18194 / 1418
Map Reference
MB 59 PG 144-149
Instrument Date
Nov 17, 2017
Instrument
2017267753
Transaction Type
Transfer
Record Updated
Dec 22, 2021
Title Company
GIBRALTAR TITLE SERVICES LLC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,050.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
3005 BEAUCLERC OAKS DR S, 3005, JACKSONVILLE, FL 32257-5713
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
8089 SUMMERSIDE CIR, JACKSONVILLE, FL 32256-3957
Mortgage
Document Number
2017267754
Date
Nov 20, 2017
Instrument
2017267754
Lender
Name
FRANKLIN AMERICAN MORTGAGE CO
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Dec 1, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 8089 Summerside Cir was $2,971 with a homeowner's exemption, up 1.6% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
Property Jurisdictions
Type
Name
State
Florida
County
Duval County
Municipality
Jacksonville City
Unified School District
Duval County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$180,228 (-13.29%)Land $60,000Building $120,228
$180,228 (-13.29%)Land $60,000Building $120,228
2025
$2,971.00 (+1.61%)Homeowner's exemption
$207,860Land $70,000Building $137,860
$207,860Land $70,000Building $137,860
2024
$2,924.00 (-4.79%)
2023
$3,071.00 (-0.19%)Homeowner's exemption
$210,960 (+17.52%)Land $65,000Building $145,960
$210,960 (+17.52%)Land $65,000Building $145,960
2022
$3,077.00
$179,515Land $35,000Building $144,515
$179,515Land $35,000Building $144,515
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 8089 Summerside Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 19 policies
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
19 in force
Nearby Flood Claims
3 (2017–2022)
Claims Outside the SFHA
3 of 3
Most Recent Claim
Nov 2022 · Hurricane Nicole
Claims by Event
Hurricane Irma, Sep 2017 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 8089 Summerside Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood
0.01% annual chance
Exposure
Indirect within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source
Groundwater
Last State Inspection
Feb 2026
Lead
2 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
May also be available: AT&T, Hotwire Communications, Verizon.