8089 Lighthouse Ln, Windsor (Fort Collins), CO 80528 Property Records

Larimer County property record for 8089 Lighthouse Ln, Windsor, CO 80528

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,128 sqft · built 2001
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$637,000 (Jul 2022)
Tax Bill	$4,637 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2020 Sale & Mortgage + 2 more
APN	`86232-23-010`

Property Details

APN / Parcel Number

Primary APN	`86232-23-010`
Alternative APN	`R1596634`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
Basement Area	1,808 sqft
Finished Basement	1,712 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	268 sqft
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1596634
Old Parcel Number	8623223010
Street Address	8089 LIGHTHOUSE LN
City	WINDSOR
State	CO
Zip	80528-8978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, BLOCK 9, CORRECTED (2000076678) HIGHLAND MEADOWS SUB 3RD FIL, WIN (2000022887)
Legal Range	68
Legal Township	06
Legal Section	23
Legal Quarter	NW
Legal Subdivision	HIGHLAND MEADOWS SUB 3RD FIL
Legal Block	9
Legal Lot Number	10
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	3
Census Block	3026
Census Tract	2505

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	121 BIRDIE DR, MILLIKEN, CO 80543-9622
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage GROUP MORTGAGE LLC
Feb 7, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Feb 7, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	20220045430
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 19, 2022
Property Address	8089 LIGHTHOUSE LN, WINDSOR, CO 80528-8978
Document Number	0000045430
Instrument Date	Jul 13, 2022
Instrument	20220045430
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8089 LIGHTHOUSE LN, 8089, WINDSOR, CO 80528-8978

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 BIRDIE DR, MILLIKEN, CO 80543-9622

Mortgage

Document Number	0000045431
Date	Jul 19, 2022
Instrument	20220045431

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 30, 2020
Property Address	8089 LIGHTHOUSE LN, WINDSOR, CO 80528-8978
Document Number	0000047405
Instrument Date	Jun 29, 2020
Instrument	20200047405
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8089 LIGHTHOUSE LN, WINDSOR, CO 80528-8978

Mortgage

Document Number	0000047407
Date	Jun 30, 2020
Instrument	20200047407

Lender

Name	GROUP MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	8089 LIGHTHOUSE LN, WINDSOR, CO 80528-8978
Document Number	0000009170
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Feb 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8089 LIGHTHOUSE LN WINDSOR CO 805288978, WINDSOR, CO 80528-8978

Mortgage

Document Number	0000009170
Date	Feb 14, 2018
Instrument	9170

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months
Due	Feb 13, 2100

Interest

Rate Type	Adjustable Rate
Rate	5.01%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	8089 LIGHTHOUSE LN, WINDSOR, CO 80528-8978
Document Number	0000009171
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8089 LIGHTHOUSE LN WINDSOR CO 805288978, WINDSOR, CO 80528-8978

Mortgage

Document Number	0000009171
Date	Feb 14, 2018
Instrument	9171

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months
Due	Feb 13, 2100

Interest

Rate Type	Adjustable Rate
Rate	5.01%

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Windsor Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,637.00 (+14.81%)	$41,319 (-3.19%) Land $10,938 Building $30,381	$661,100 (+3.78%) Land $175,000 Building $486,100
2023	$4,039.00 (+11.11%)	$42,679 (+25.5%) Land $11,725 Building $30,954	$637,000 (+30.19%) Land $175,000 Building $462,000
2022	$3,635.00	$34,006 Land $4,726 Building $29,280	$489,300 Land $68,000 Building $421,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
TDS Telecom Cable	1,000 / 20
Vistabeam Fixed Wireless	500 / 80
CenturyLink DSL · Fiber in parts of the area	140 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Loveland Pulse, Verizon.

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