8089 Cactus Quartz Cir, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 8089 Cactus Quartz Cir, Delray Beach, FL 33446

Property Summary

Property Type	Zero Lot Line
Details	4 bd · 3 ba · 2,305 sqft · built 2017
Lot Size	0.091 acres (3,999 sqft)
Owner	Individual Name on File
Last Sale	$739,000 (Feb 2022)
Tax Bill	$10,647 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-08-04-000-4280`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-08-04-000-4280`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,305 sqft Living Area
Gross Area	3,056 sqft
1st Floor Area	985 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	3,999 sqft (0.091 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	8089 CACTUS QUARTZ CIR
City	DELRAY BEACH
State	FL
Zip	33446-2236
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	PUD
Legal Description	ATLANTIC COMMONS PL 5 LT 428
Legal Range	42
Legal Township	46
Legal Section	08
Legal Subdivision	ATLANTIC COMMONS PL 5
Legal Lot Number	428
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	3
Census Block	3002
Census Tract	5934

Owner

8089 Cactus Quartz Cir, a zero lot line, is owned and occupied by an individual who bought it in February 2022.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8089 CACTUS QUARTZ CIR, DELRAY BEACH, FL 33446-2236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Jun 22, 2017	Special Warranty Deed, Transfer · Conventional Mortgage GL FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on File
Deed Sale	Feb 18, 2022 · Amount on File
Prior Sale	Jun 22, 2017 · Amount on File
Deed Document Number	20220078783
Deed Book / Page	33326 / 134
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 18, 2022
Property Address	8089 CACTUS QUARTZ CIR, DELRAY BEACH, FL 33446-2236
Document Number	0333260134
Book / Page	33326 / 134
Map Reference	MB 120 PG 13
Instrument Date	Feb 1, 2022
Instrument	20220078783
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	INDEPENDENCE TITLE INSURANCE AGENCY IN, INDEPENDENCE TTL INS AGCY IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,173.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5804 LAKE PINE RD, 5804, VERO BEACH, FL 32967-1859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8089 CACTUS QUARTZ CIR, DELRAY BEACH, FL 33446-2236

Mortgage

Document Number	0033326136
Date	Feb 18, 2022
Instrument	33326/136

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 22, 2017
Property Address	8089 CACTUS QUARTZ CIR, DELRAY BEACH, FL 33446-2236
Document Number	0291730170
Book / Page	29173 / 0170
Map Reference	MB120 PG13
Instrument Date	Jun 16, 2017
Instrument	20170225356
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,415.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 1600, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8089 CACTUS QUARTZ CIR, DELRAY BEACH, FL 33446-2236

Mortgage

Document Number	20170225357
Date	Jun 22, 2017
Instrument	20170225357

Lender

Name	GL FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8089 Cactus Quartz Cir was $10,647.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,647.00	$625,842 Land $212,974 Building $412,868	$625,842 Land $212,974 Building $412,868
2023	$11,300.00 (+15.7%)	$661,780 (+19.33%) Land $247,158 Building $414,622	$661,780 (+19.33%) Land $247,158 Building $414,622
2022	$9,767.00	$554,582 Land $192,042 Building $362,540	$554,582 Land $192,042 Building $362,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8089 Cactus Quartz Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 239 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	239 in force
Nearby Flood Claims	6 (1999–2012)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2012 · river or lake flooding
Claims by Event	Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8089 Cactus Quartz Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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