8089 81st St, Largo (Seminole), FL 33777 Property Records

Pinellas County property record for 8089 81st St, Largo, FL 33777

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,060 sqft · built 1973
Lot Size0.325 acres (14,192 sqft)
OwnerOwner Name on File
Last Sale$180,000 (Aug 2002)
Tax Bill$2,775 (2025)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-752-3082-1

Property Details

APN / Parcel Number

Primary APNC62-000-752-3082-1
Alternative APNs
  • 25-30-15-32014-000-0480
  • 153025320140000480
  • R270890

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,060 sqft Heated Area
1st Floor Area2,060 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1989
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,192 sqft (0.325 acres)
Lot Dimensions203 ft deep x 70 ft wide
Garage Area546 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area60 sqft
Deck Area588 sqft
Patio Area588 sqft
Shed1 Shed
Shed Area100 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR270890
Old Parcel Number153025320140000480
Street Address8089 81ST ST
CityLARGO
StateFL
Zip33777-3728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGOLFWOODS ADDITION LOT 48 & BEG NE COR LOT 48 RUN S 76DE 109FT (S) TO CANAL TH S'LY ALG CANAL 80 FT (S) TH N 76DW 80FT TH N
Legal Range15
Legal Township30
Legal Section25
Legal SubdivisionGOLFWOODS ADDITION
Legal Lot Number48
JurisdictionPINELLAS FL
Township / Civil DivisionST. PETERSBURG
Census Block Group1
Census Block1005
Census Tract25013

Owner

The current owner of 8089 81st St bought it in August 2002.

Source: Pinellas County records, as of December 26, 2025

Owner of RecordOwner Name on File
Mailing Address8089 81ST ST, LARGO, FL 33777-3728
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2002 · Amount on File
Deed SaleAug 15, 2002 · Amount on File
Prior SaleJun 24, 1997 · Amount on File
Deed Document Number0121652319
Deed Book / Page12165 / 2319
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address8089 81ST ST, LARGO, FL 33777-3728
Transaction TypeMortgage
Record UpdatedDec 29, 2025
Title CompanyEQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address8089 81ST ST, SEMINOLE, FL 33777-3728
InvestorPossibly a Property Investor

Mortgage

Document Number0222221118
DateOct 6, 2022
Book Page22222/1118
Instrument2022293855
Lender
NamePENSION TRUST LLC
TypeNon-Lending Institution
AddressMEDINA, OH 44256
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term120 Months
DueOct 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 8089 81st St was $2,775 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,775.00 Homeowner's exemption$187,021$361,741 Land $118,253 Building $243,488
2023$2,541.00 (+3.08%) Homeowner's exemption$176,679 (+3%)$394,669 (+15.68%) Land $182,726 Building $211,943
2022$2,465.00 Homeowner's exemption$171,533$341,182 Land $180,477 Building $160,705

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8089 81st St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 151 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies151 in force
Nearby Flood Claims44 (1979–2024)
Claims Outside the SFHA11 of 44
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Helene, Sep 2024 · 8 claims
  • Hurricane Elena, Aug 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8089 81st St is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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