St. Louis County property record for 8087 McCarthy Beach Rd, Side Lake, MN 55781 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,862 sqft · built 2022 |
| Lot Size | 2.95 acres (128,856 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,856 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-0025-00020 |
| Primary APN | 370-0025-00020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,862 sqft Gross Area |
| 1st Floor Area | 1,862 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 128,856 sqft (2.95 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 168 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1125759 |
|---|---|
| Street Address | 8087 MCCARTHY BEACH RD |
| City | SIDE LAKE |
| State | MN |
| Zip | 55781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 1 SERIAL # |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FRENCH |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 15100 |
Source: St. Louis County records · APN 370-0025-00020
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7286 MILITARY RD, SAINT PAUL, MN 55129-9533 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 08, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 16, 2021 |
| Transfer Doc | 0001437043 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 8087 MCCARTHY BEACH RD, SIDE LAKE, MN 55781 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0001445099 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 1445099 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jul 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 08, 2022 |
| Property Address | 8087 MCCARTHY BEACH RD, SIDE LAKE, MN 55781 |
| Document Number | 0001437043 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 1437043 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7286 MILITARY RD, WOODBURY, MN 55129-9533 |
| Investor | Possibly a Property Investor |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | French Township |
| Unified School District | Hibbing Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,856.00 (+14.88%) | ||
| 2025 | $5,968.00 (+95.93%) | $728,900 (+21.83%) Land $182,800 Building $546,100 | $728,900 (+21.83%) Land $182,800 Building $546,100 |
| 2024 | $3,046.00 | $598,300 (+350.87%) Land $182,800 Building $415,500 | $598,300 (+350.87%) Land $182,800 Building $415,500 |
| 2022 | $132,700 Land $132,700 | $132,700 Land $132,700 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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