8086 98th Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 8086 98th Ct, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,631 sqft · built 2024
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$48,000 (Jul 2022)
Tax Bill	$4,536 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-38-33-00003-0010-00032.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-33-00003-0010-00032.0`
Alternative APN	`28330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,631 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.369 acres)
Lot Dimensions	130 ft deep x 123 ft wide
Garage Area	451 sqft
Driveway	Driveway
Driveway Area	400 sqft
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	28330
Street Address	8086 98TH CT
City	VERO BEACH
State	FL
Zip	32967-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT L BLK A LOT 32 PBI 5-86
Legal Range	38
Legal Township	31
Legal Section	33
Legal Subdivision	VERO LAKE ESTATES UNIT L
Legal Block	A
Legal Lot Number	32
Legal Unit	L
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1046
Census Tract	50903

Owner

8086 98th Ct is owned by an individual who bought it in July 2022.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6601 S INDIAN RIVER DR, FORT PIERCE, FL 34982-7712
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
Jul 5, 2022	Warranty Deed, Transfer FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	Aug 18, 2003 · Amount on File
Deed Document Number	3120220042198
Deed Book / Page	3553 / 2099
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	8086 98TH CT, VERO BEACH, FL 32967-2827
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6601 S INDIAN RIVER DR, PORT SAINT LUCIE, FL 34983

Mortgage

Document Number	0035802099
Date	Nov 1, 2022
Book Page	3580/2099
Instrument	3120220064637

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	378 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	May 1, 2034
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	8.87%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 5, 2022
Property Address	8086 98TH CT, VERO BEACH, FL 32967-2827
Document Number	0035532099
Book / Page	3553 / 2099
Map Reference	MB 5 PG 86
Instrument Date	Jun 30, 2022
Instrument	3120220042198
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

Amount	Amount on Record
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7705 91ST AVE, VERO BEACH, FL 32967-3758

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6601 S INDIAN RIVER DR, FORT PIERCE, FL 34982-7712

Tax Assessment & Valuation

The 2025 property tax bill for 8086 98th Ct was $4,536.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,536.00	$292,056 Land $49,673 Building $242,383	$292,056 Land $49,673 Building $242,383
2023	$622.00 (+69.95%)	$40,785 (+21.87%) Land $40,785	$40,785 (+21.87%) Land $40,785
2022	$366.00	$33,465 Land $33,465	$33,465 Land $33,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8086 98th Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 285 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	285 in force
Nearby Flood Claims	51 (1996–2023)
Claims Outside the SFHA	2 of 51
Most Recent Claim	Apr 2023
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8086 98th Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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