Vilas County property record for 8085 Hemlock Ln, Saint Germain, WI 54558
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $692 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-1437 |
| Primary APN | 24-1437 |
|---|---|
| Alternative APN |
|
| Lot Area | 20,038 sqft (0.46 acres) |
|---|
| Street Address | 8085 HEMLOCK LN |
|---|---|
| City | SAINT GERMAIN |
| State | WI |
| Zip | 54558-9003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 HEART OF THE WOODS |
| Legal Lot Number | 3 |
| Jurisdiction | VILAS WI |
| Township / Civil Division | ST. GERMAIN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 950501 |
8085 Hemlock Ln is owned and occupied by two individuals.
Source: Vilas County records, as of February 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8085 HEMLOCK LN, SAINT GERMAIN, WI 54558-9003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Aug 1, 2019 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 8085 HEMLOCK LN, SAINT GERMAIN, WI 54558-9003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 577043 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 577043 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 8085 HEMLOCK LN, SAINT GERMAIN, WI 54558-9003 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | COMMONWEALTH USA SETTLEMENTS |
| Name | Verified Name |
|---|
| Document Number | 563881 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 563881 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 8085 Hemlock Ln was $692 with a homeowner's exemption.
Source: Vilas County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vilas County |
| County Subdivision | St. Germain Town |
| Unified School District | Northland Pines School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $692.00 Homeowner's exemption | $93,000 Land $15,000 Building $78,000 |
| 2023 | $630.00 Homeowner's exemption | $93,000 Land $15,000 Building $78,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 8085 Hemlock Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8085 Hemlock Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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