8085 Encomium Ct, Sacramento, CA 95828 Property Records

Sacramento County property record for 8085 Encomium Ct, Sacramento, CA 95828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,703 sqft · built 2005
Lot Size	0.183 acres (7,976 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Aug 2022)
Tax Bill	$5,760 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`115-1250-086-0000`

Property Details

APN / Parcel Number

Primary APN	`115-1250-086-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,703 sqft Living Area
1st Floor Area	1,703 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,976 sqft (0.183 acres)
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8085 ENCOMIUM CT
City	SACRAMENTO
State	CA
Zip	95828-6757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MATTHEW ESTATES, LOT 15
Legal Subdivision	MATTHEW ESTATES
Legal Lot Number	15
Jurisdiction	SACRAMENTO CA
Township / Civil Division	ELK GROVE
Census Block Group	2
Census Block	2000
Census Tract	9320

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8085 ENCOMIUM CT, SACRAMENTO, CA 95828-6757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU
Dec 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on Record
Deed Sale	Aug 22, 2022 · Amount on Record
Prior Sale	Oct 21, 2005 · Amount on Record
Deed Book / Page	20220822 / 894
Prior Transfer Date	Dec 8, 2017
Prior Transfer Doc	12200000000746
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 22, 2022
Property Address	8085 ENCOMIUM CT, SACRAMENTO, CA 95828-6757
Document Number	0000000894
Map Reference	MB 340 PG 1
Instrument Date	Aug 10, 2022
Instrument	2022082200894
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8085 ENCOMIUM CT, SACRAMENTO, CA 95828-6757

Mortgage

Document Number	0000000895
Date	Aug 22, 2022
Instrument	2022082200895

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8085 ENCOMIUM CT, SACRAMENTO, CA 95828-6757
Document Number	1803160693
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8085 ENCOMIUM CT SACRAMENTO CA 958286757, SACRAMENTO, CA 95828-6757

Mortgage

Document Number	1803160693
Date	Mar 16, 2018
Instrument	1803160693

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 20, 2017
Property Address	8085 ENCOMIUM CT, SACRAMENTO, CA 95828-6757
Document Number	1712200746
Instrument Date	Dec 8, 2017
Instrument	1712200746
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8085 ENCOMIUM CT SACRAMENTO CA 958286757, SACRAMENTO, CA 95828-6757

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$530,603 (+2%) Land $122,038 Building $408,565
2025	$5,760.00 (+1.66%) Homeowner's exemption	$520,200 (+4.04%) Land $119,646 Building $400,554
2024	$5,666.00 (+2.55%)
2023	$5,525.00 (-8.44%) Homeowner's exemption	$500,000 Land $115,000 Building $385,000
2022	$6,034.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - PARKWAY private · serves 50,646 people · EPA ID CA3410017
Water Source	Purchased surface water from CITY OF SACRAMENTO MAIN
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20

May also be available: GeoLinks.

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