8085 Clipper Ct, Spring Hill, FL 34606 Property Records

Hernando County property record for 8085 Clipper Ct, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,318 sqft · built 1973
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$282,000 (Jul 2024)
Tax Bill	$2,239 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5070-0309-0070`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5070-0309-0070`
Alternative APNs	`00476979` `476979`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,318 sqft Living Area
1st Floor Area	1,318 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	210 ft deep x 94 ft wide

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	288 sqft
Porch	Porch
Porch Area	1,060 sqft
Deck Area	144 sqft
Patio Area	576 sqft
Utility Building	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00476979
Street Address	8085 CLIPPER CT
City	SPRING HILL
State	FL
Zip	34606-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 7 BLK 309 THE WESTERLY PORTION OF LOT 7 BEING CONTINUED
Legal Range	17E
Legal Township	23S
Legal Section	27
Legal Subdivision	SPRING HILL UN 7
Legal Block	309
Legal Lot Number	7
Legal Unit	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3004
Census Tract	41303

Owner

Source: Hernando County assessment roll, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8085 CLIPPER CT, SPRING HILL, FL 34606-3209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Mar 2, 2022	Warranty Deed, Transfer · Commercial Mortgage HL3 SIERRA LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Prior Sale	Nov 17, 2022 · Amount on Record
Deed Document Number	2024046745
Deed Book / Page	4452 / 221
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 17, 2022
Property Address	8085 CLIPPER CT, SPRING HILL, FL 34606-3209
Document Number	0042410180
Book / Page	4241 / 180
Map Reference	MB 8 PG 11-24
Instrument Date	Nov 10, 2022
Instrument	2022082472
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	SEARCH 2 CLOSE, SEARCH2CLOSE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2609, SARATOGA, CA 95070-0609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8085 CLIPPER CT, SPRING HILL, FL 34606-3209

Mortgage

Document Number	0004241182
Date	Nov 17, 2022
Instrument	4241/182

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	13.3%
Index	Other
Margin	3
Max Rate	13.3%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 2, 2022
Property Address	8085 CLIPPER CT, SPRING HILL, FL 34606-3209
Document Number	0041350108
Book / Page	4135 / 108
Map Reference	MB 8 PG 11
Instrument Date	Feb 23, 2022
Instrument	2022016347
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$864.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8085 CLIPPER CT, 8085, SPRING HILL, FL 34606-3209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9421 DRESDEN LN, PORT RICHEY, FL 34668-4460

Mortgage

Document Number	0004135110
Date	Mar 2, 2022
Instrument	4135/110

Lender

Name	HL3 SIERRA LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2023

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,239.00 (-18.79%) Additional exemption filed	$196,297 (+8.09%) Land $54,843 Building $141,454	$196,297 (+8.09%) Land $54,843 Building $141,454
2023		$181,597 (+207.15%) Land $54,279 Building $127,318
2022	$2,757.00 Homeowner's exemption	$59,124	$181,597 Land $43,297 Building $138,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Tillman Global Holdings.

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