8085 99th Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 8085 99th Ct, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,438 sqft · built 2022
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,800 (May 2022)
Tax Bill	$2,192 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2020 Loan Modification + 2 more
Flood Zone	Zone AE (high risk)
APN	`31-38-33-00003-0040-00001.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-33-00003-0040-00001.0`
Alternative APN	`28386`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,438 sqft Living Area
Gross Area	3,045 sqft
1st Floor Area	2,438 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	130 ft deep x 123 ft wide
View / Lot	Corner
Garage Type	Attached
Garage Area	607 sqft
Driveway	Driveway
Driveway Area	980 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8085 99TH CT
City	VERO BEACH
State	FL
Zip	32967-2780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT L PBI 5-86 BLK D LOT 1
Legal Range	38E
Legal Township	31S
Legal Section	33
Legal Subdivision	VERO LAKE ESTATES UNIT L
Legal Block	D
Legal Lot Number	1
Legal Unit	L
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1043
Census Tract	50903

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8085 99TH CT, VERO BEACH, FL 32967-2780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RMC HOME MORTGAGE LLC
Dec 28, 2020	Loan Modification, Mortgage STEEL CITY TITLE INC, STEEL CTY TITLE INC
Nov 24, 2020	Grant Deed, Transfer STEEL CITY SETTLEMENT INC
Oct 8, 2020	Warranty Deed, Transfer PROFESSIONAL TITLE/INDIAN RIVE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	202233993
Deed Book / Page	3543 / 2156
Prior Transfer Date	May 1, 2014
Prior Transfer Doc	0027542224
Record Updated	Jun 8, 2026

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 26, 2022
Property Address	8085 99TH CT, VERO BEACH, FL 32967-2780
Document Number	0035432156
Book / Page	3543 / 2156
Map Reference	MB 5 PG 86
Instrument Date	May 5, 2022
Instrument	3120220033993
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,126.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8085 99TH CT, VERO BEACH, FL 32967-2780

Mortgage

Document Number	0035432157
Date	May 26, 2022
Instrument	3543/2157

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	INDIAN RIVER FL
Property Address	8085 99TH CT, VERO BEACH, FL 32967-2780
Document Number	0033721801
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743
Investor	Possibly a Property Investor

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 24, 2020
Property Address	8085 99TH CT, VERO BEACH, FL 32967-2780
Document Number	0033592181
Book / Page	003359 / 002181
Instrument Date	Oct 26, 2020
Instrument	70751
Transaction Type	Transfer
Record Updated	Dec 28, 2020
Title Company	STEEL CITY SETTLEMENT INC

Transaction

Amount	Amount Recorded
Tax	$504.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1686 W HIBISCUS BLVD MELBOURNE FL 329012631, MELBOURNE, FL 32901-2631
Investor	Possibly a Property Investor

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 8, 2020
Property Address	8085 99TH CT, VERO BEACH, FL 32967-2780
Document Number	0033452056
Book / Page	003345 / 002056
Instrument Date	Oct 1, 2020
Instrument	60251
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	PROFESSIONAL TITLE/INDIAN RIVE

Transaction

Amount	Amount Recorded
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9975 81ST ST VERO BEACH FL 32967, VERO BEACH, FL 32967

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,192.00 (-62.23%) Homeowner's exemption	$165,115 (-58.66%)	$377,487 (-5.49%) Land $49,871 Building $327,616
2023	$5,804.00 (+1,268.87%)	$399,421 (+1,088.86%) Land $40,947 Building $358,474	$399,421 (+1,088.86%) Land $40,947 Building $358,474
2022	$424.00	$33,597 Land $33,597	$33,597 Land $33,597

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	22.4 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 285 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	285 in force
Nearby Flood Claims	51 (1996–2023)
Claims Outside the SFHA	2 of 51
Most Recent Claim	Apr 2023
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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