8083 Toadstool Ln, Bridgewater, VA 22812 Property Records

Rockingham County property record for 8083 Toadstool Ln, Bridgewater, VA 22812 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,954 sqft · built 2023
Lot Size	9 acres (392,127 sqft)
Owner	Individual Name on File
Last Sale	$32,161 (Jan 2021)
Tax Bill	$2,746 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`120-(A)-L29`

Property Details

APN / Parcel Number

Primary APN	`120-(A)-L29`
Alternative APNs	`R13022` `13022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
Gross Area	2,554 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	392,127 sqft (9 acres)
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R13022
Street Address	8083 TOADSTOOL LN
City	BRIDGEWATER
State	VA
Zip	22812-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING CREEK
Legal Subdivision	SPRING CREEK
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	ASHBY
Census Block Group	2
Census Block	2074
Census Tract	11200

Owner

Source: Rockingham County records · APN 120-(A)-L29

Assessment roll updated June 8, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	150 MILLERS RD, BRIDGEWATER, VA 22812-3211
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST BANK & TRUST CO
Nov 06, 2023	Deed of Trust, Mortgage · Line of Credit THE FIRST BANK & TRUST CO
Apr 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST BANK & TRUST CO
Jan 14, 2021	Deed, Transfer
Jan 21, 2020	Deed, Transfer · Line of Credit FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Jan 21, 2020 · Amount on Record
Deed Document Number	2021804
Deed Book / Page	5355 / 489
Prior Transfer Date	Nov 20, 2006
Prior Transfer Doc	002986/123
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	8083 TOADSTOOL LN, BRIDGEWATER, VA 22812-3105
Transaction Type	Mortgage
Record Updated	Mar 02, 2026
Title Company	WEST VIEW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006014/371
Date	Feb 17, 2026
Book Page	6014/371
Instrument	2026-03426

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank
Address	BRISTOL, TN 37620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Mar 01, 2031
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	8.62%
Index	SOFR Average 30-Day
Max Rate	14%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	8083 TOADSTOOL LN, BRIDGEWATER, VA 22812-3105
Transaction Type	Mortgage
Record Updated	Dec 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 MILLERS RD, BRIDGEWATER, VA 22812-3211

Mortgage

Document Number	005749/768
Date	Nov 06, 2023
Book Page	5749/768
Instrument	2023-23213

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank
Address	ABINGDON, VA 24212

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	8083 TOADSTOOL LN, BRIDGEWATER, VA 22812-3105
Transaction Type	Mortgage
Record Updated	May 08, 2023
Title Company	WEST END TITLE, WEST VIEW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 MILLERS RD, BRIDGEWATER, VA 22812-3211

Mortgage

Document Number	005686/774
Date	Apr 18, 2023
Book Page	5686/774
Instrument	2023-07790

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank
Address	BRISTOL, TN 37620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 01, 2033

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Jan 14, 2021
Property Address	8083 TOADSTOOL LN, BRIDGEWATER, VA 22812-3105
Document Number	5355/489
Book / Page	5355 / 489
Instrument Date	Nov 04, 2020
Instrument	2021-00804
Transaction Type	Transfer
Record Updated	Jun 08, 2021

Transaction

Amount	Amount Recorded
Tax	$32.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	150 MILLERS RD, BRIDGEWATER, VA 22812-3211

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Jan 21, 2020
Property Address	8083 TOADSTOOL LN, BRIDGEWATER, VA 22812-3105
Document Number	5204/224
Book / Page	5204 / 224
Map Reference	MB 2986 PG 123
Instrument Date	Jan 09, 2020
Instrument	2020-01729
Transaction Type	Transfer
Record Updated	Jun 08, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	150 MILLERS RD, BRIDGEWATER, VA 22812-3211

Mortgage

Document Number	202001730
Date	Jan 21, 2020
Instrument	2020-01730

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 16, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rockingham County records · Assessment roll updated June 8, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,746.00 (+18.87%)	$416,200 (+22.48%) Land $130,500 Building $285,700	$416,200 (+22.48%) Land $130,500 Building $285,700
2025	$2,310.00	$339,800 Land $87,000 Building $252,800
2022			$339,800 Land $87,000 Building $252,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockingham County (51165C), updated April 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511650112002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (1985–1996)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 1996, river or lake flooding, Hurricane Fran And Associated Severe Storm Cond
Claims By Storm	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Rural Broadband Network Services. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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