808 Willow Dr, Morehead, KY 40351 Property Records

Rowan County property record for 808 Willow Dr, Morehead, KY 40351

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 976 sqft
OwnerCompany Name on Record
Tax Bill$753 (2025)
Deeds & MortgagesJun 2024 Sale
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN062-40 00 062.00

Property Details

APN / Parcel Number

Primary APN062-40 00 062.00
Alternative APNs
  • 10906
  • 10954
  • 7992

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area976 sqft Living Area

Exterior

Exterior MaterialOther
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Garage TypeDetached

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number7992
Street Address808 WILLOW DR
CityMOREHEAD
StateKY
Zip40351-8809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOTS 14 & 15 BRADLEY SUBDIV
Legal SubdivisionBRADLEY SUBD
Legal Lot Number14-15
JurisdictionROWAN KY
Township / Civil DivisionMOREHEAD
Census Block Group4
Census Block4041
Census Tract950202

Owner

Source: Rowan County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address1087 PEASTICKS RD, OWINGSVILLE, KY 40360-8850
Owner TypeCompany, Secondary Individual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2024Deed, Transfer
Sep 24, 2021Deed, Transfer · Commercial Mortgage
TRADITIONAL BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2024
Deed SaleJun 28, 2024
Prior SaleSep 24, 2021 · Amount on Record
Deed Document Number2030708
Deed Book / PageD292 / 253
Record UpdatedJun 8, 2026

June 2024: Deed, Transfer

Document TypeDeed
JurisdictionROWAN KY
Recording DateJun 28, 2024
Property Address808 WILLOW DR, MOREHEAD, KY 40351-8809
Document Number00D292/253
Book / PageD292 / 253
Map ReferenceMB 24 PG 322
Instrument DateJun 26, 2024
Instrument2030708
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1087 PEASTICKS RD, OWINGSVILLE, KY 40360-8850

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionROWAN KY
Recording DateSep 24, 2021
Property Address808 WILLOW DR, MOREHEAD, KY 40351-8809
Document Number00D281/364
Book / PageD281 / 364
Map ReferenceCAB 1 SL 4
Instrument DateSep 17, 2021
Instrument2012327
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$90.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address637 STATE HIGHWAY 504, OLIVE HILL, KY 41164-6700

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 W 1ST ST, MOREHEAD, KY 40351-1407

Mortgage

Document Number0002012328
DateSep 24, 2021
Instrument2012328
Lender
NameTRADITIONAL BANK INC
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRowan County
MunicipalityMorehead City
Unified School DistrictRowan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$753.00 (-1.7%)$90,000 (-) Land $23,500 Building $66,500$90,000 (-) Land $23,500 Building $66,500
2023$766.00$90,000 Land $15,000 Building $75,000$90,000 Land $15,000 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOREHEAD UTILITY PLANT BOARD
serves 9,052 people · EPA ID KY1030292
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile, Verizon.

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