808 Virginia St, Jackson, MI 49202 Property Records

Jackson County property record for 808 Virginia St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 870 sqft · built 1926
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (Oct 2017)
Tax Bill	$1,182 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8-186600000`

Property Details

APN / Parcel Number

Primary APN	`8-186600000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	870 sqft Living Area
1st Floor Area	870 sqft
Basement Area	660 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	132 ft deep x 43 ft wide
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	808 VIRGINIA ST
City	JACKSON
State	MI
Zip	49202-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	W 43 FT OF E 216.4 FT OF N 132 FT OF LOT 9 HAMMOND'S ADD
Legal Subdivision	HAMMONDS ADD
Legal Lot Number	9
Legal Unit	9
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2000
Census Tract	6900

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	808 VIRGINIA ST, JACKSON, MI 49202-2454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 2, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 2, 2020	Loan Modification, Mortgage NOT AVAILABLE
Oct 26, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2017 · Amount on Record
Deed Sale	Oct 26, 2017 · Amount on Record
Prior Sale	Sep 28, 2016 · Amount on Record
Deed Document Number	20172781253
Deed Book / Page	2109 / 365
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	808 VIRGINIA ST, JACKSON, MI 49202-2454
Transaction Type	Mortgage
Record Updated	Nov 22, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 VIRGINIA ST, JACKSON, MI 49202-2454

Mortgage

Document Number	0002947466
Date	Oct 26, 2023
Book Page	2237/175
Instrument	2947466

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Jun 1, 2050

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	808 VIRGINIA ST, JACKSON, MI 49202-2454
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 VIRGINIA ST, JACKSON, MI 49202-2454

Mortgage

Document Number	0002931245
Date	Feb 2, 2023
Book Page	2224/854
Instrument	2931245

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Jun 1, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MI
Property Address	808 VIRGINIA ST, JACKSON, MI 49202-2454
Document Number	0002856142
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 VIRGINIA ST JACKSON MI 492022454, JACKSON, MI 49202-2454

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Oct 26, 2017
Property Address	808 VIRGINIA ST, JACKSON, MI 49202-2454
Document Number	0002781253
Book / Page	2109 / 0365
Map Reference	LB4 PG18
Instrument Date	Oct 23, 2017
Instrument	2781253
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$533.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	808 VIRGINIA ST, 808, JACKSON, MI 49202-2454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5747 S STONEY LAKE RD, JACKSON, MI 49201-9210

Mortgage

Document Number	0002781254
Date	Oct 26, 2017
Instrument	2781254

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,000 (+8.91%)	$110,000 (+8.91%)
2025	$1,182.00 (-16.88%)	$50,500 (+34.67%)	$101,000 (+34.67%)
2024	$1,422.00 (+9.13%)
2023		$37,500	$75,000
2022	$1,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Great Lakes High Speed, Xfinity.

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