808 Upland Loop, O Fallon, MO 63368 Property Records

St. Charles County property record for 808 Upland Loop, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,284 sqft · built 2021
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on File
Last Sale	$539,900 (Sep 2021)
Tax Bill	$6,902 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T222000028`

Property Details

APN / Parcel Number

Primary APN	`T222000028`
Alternative APN	`4-0068-D028-00-0091.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,284 sqft Living Area
Gross Area	4,568 sqft
1st Floor Area	2,284 sqft
Basement Area	2,284 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	8,999 sqft (0.207 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T222000028
Street Address	808 UPLAND LOOP
City	O FALLON
State	MO
Zip	63368-6586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STREETS OF CALEDONIA #4 LOT 91
Legal Subdivision	STREETS OF CALEDONIA #4
Legal Lot Number	91
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2010
Census Tract	312207

Owner

Source: St. Charles County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	808 UPLAND LOOP, O FALLON, MO 63368-6586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 24, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 22, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	202179223
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	808 UPLAND LOOP, O FALLON, MO 63368-6586
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 UPLAND LOOP, O FALLON, MO 63368-6586

Mortgage

Document Number	0000057913
Date	Dec 26, 2025
Instrument	2025R-057913

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	808 UPLAND LOOP, O FALLON, MO 63368-6586
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 UPLAND LOOP, O FALLON, MO 63368-6586

Mortgage

Document Number	0000029436
Date	May 24, 2022
Instrument	2022R-029436

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 22, 2021
Property Address	808 UPLAND LOOP, O FALLON, MO 63368-6586
Document Number	0000079223
Map Reference	DOC 2021R-000319
Instrument Date	Sep 17, 2021
Instrument	2021R-079223
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10407 BAUR BLVDB, SAINT LOUIS, MO 63132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 UPLAND LOOP, O FALLON, MO 63368-6586

Mortgage

Document Number	0000079224
Date	Sep 22, 2021
Instrument	2021R-079224

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.34%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8.34%
Index	Prime Rate
Max Rate	4.34%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,144 (-)	$548,125 (-) Land $80,000 Building $468,125
2025	$6,902.00 (-3.59%)	$104,144 (-0.8%)	$548,125 (-0.8%) Land $80,000 Building $468,125
2024	$7,159.00
2023		$104,982
2022			$552,534 Land $80,000 Building $472,534

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA, WH i3B Bidco LLC/WH i3B Topco, Wisper ISP.

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