Allegany County property record for 808 Trost Ave, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,680 sqft · built 1946 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,900 (Jan 2014) |
| Tax Bill | $1,077 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-022665 |
| Primary APN | 05-022665 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Garage Type | Basement |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 308 sqft |
| Patio Area | 40 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 022665 |
|---|---|
| Street Address | 808 TROST AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 808 TROST AVE LOT 26 40X110 DILFER ADDN |
| Legal Subdivision | DILFER ADD |
| Legal Lot Number | 26 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 5, WILLS CREEK |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 2300 |
808 Trost Ave is owned and occupied by an individual who bought it in January 2014.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 808 TROST AVE, CUMBERLAND, MD 21502-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2014 · Amount on File |
| Deed Sale | Jan 15, 2014 · Amount on File |
| Prior Sale | Jun 23, 1993 · Amount on File |
| Deed Book / Page | 2028 / 372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jun 1, 2026 |
| Property Address | 808 TROST AVE, CUMBERLAND, MD 21502-1131 |
| Document Number | 3164000297 |
| Book / Page | 3164 / 297 |
| Instrument Date | May 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 808 TROST AVE, CUMBERLAND, MD 21502-1131 |
| Investor | Possibly a Property Investor |
| Document Number | 3164000297, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 3164/297 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 808 Trost Ave was $1,077.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,500 (+10.18%) Land $7,500 Building $122,000 | $129,500 (-) Land $7,500 Building $122,000 | |
| 2025 | $1,077.00 | $117,533 | $129,500 Land $7,500 Building $122,000 |
| 2023 | $870.00 | $93,600 Land $7,500 Building $86,100 | $93,600 Land $7,500 Building $86,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 808 Trost Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 808 Trost Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| SkyPacket Fixed Wireless | 100 / 20 |
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