McMinn County property record for 808 Towanda Trl, Athens, TN 37303
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 976 sqft · built 1985 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $72,900 (Aug 2001) |
| Tax Bill | $817 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054047M B 00500 |
| Primary APN | 054047M B 00500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 976 sqft Living Area |
| 1st Floor Area | 976 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 150 ft deep x 95 ft wide |
| Terrain | Rolling |
| Pool Area | 448 sqft |
|---|---|
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Utility Building | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 808 TOWANDA TRL |
|---|---|
| City | ATHENS |
| State | TN |
| Zip | 37303-2346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01 01 045O B 045O 02000 000, COUNTY AREA: D01 |
| Legal Subdivision | TELLICO PARK SEC D |
| Legal Lot Number | 43 |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 970300 |
Source: McMinn County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 808 TOWANDA TRL, ATHENS, TN 37303-2346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2001 · Amount on Record |
| Deed Sale | Aug 9, 2001 · Amount on Record |
| Prior Sale | Jun 25, 1996 · Amount on Record |
| Deed Book / Page | 15U / 303 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 808 TOWANDA TRL, ATHENS, TN 37303-2346 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 808 TOWANDA TRL, ATHENS, TN 37303-2346 |
| Document Number | 0000041477 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 4/1477 |
| Instrument | 272617 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | 535 CHESTNUT ST, CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2036 |
Source: McMinn County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Athens City |
| County | McMinn County |
| Elementary School District | Athens City Schools (PK - 08) |
| Secondary School District | McMinn County School District in Athens (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $817.00 | $39,050 (-) Land $2,875 Building $36,175 | |
| 2024 | $817.00 | $39,050 (-) Land $2,875 Building $36,175 | |
| 2023 | $817.00 (+30.72%) | $39,050 (+81%) Land $2,875 Building $36,175 | $156,200 (+81%) Land $11,500 Building $144,700 |
| 2022 | $625.00 | $21,575 Land $2,875 Building $18,700 | $86,300 Land $11,500 Building $74,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, Verizon.
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