808 State St, Independence, IA 50644 Property Records

Buchanan County property record for 808 State St, Independence, IA 50644

Property Summary

Property Type	Single Family Home
Details	2 bd · 4.5 ba · 1,352 sqft · built 1999
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,764 (2025)
Deeds & Mortgages	Mar 2019 Refinance Apr 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`0510301017`

Property Details

APN / Parcel Number

Primary APN	`0510301017`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Building Area	1,352 sqft Living Area
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Roof Type	Gable
Lot Area	152,460 sqft (3.5 acres)
Garage Area	768 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	808 STATE ST
City	INDEPENDENCE
State	IA
Zip	50644-9105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHATHAM BLK 8 & LOTS1 -2-3-4 BLK 13; ALSOVA C ST BTWN BLKS 8-13& 1/2 VAC STS ADJ
Legal Subdivision	CHATHAM
Legal Block	8
Legal Lot Number	1-4
Jurisdiction	BUCHANAN IA
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1014
Census Tract	950300

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	808 STATE ST, INDEPENDENCE, IA 50644-9105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	808 STATE ST, INDEPENDENCE, IA 50644-9105
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R00610
Date	Mar 13, 2019
Instrument	2019R00610

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	808 STATE ST, INDEPENDENCE, IA 50644-9105
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R01619
Date	Apr 30, 2021
Instrument	2021R01619

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 10, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Unified School District	Jesup Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,764.00 (+4.63%) Homeowner's exemption	$151,140 (+14.29%) Land $37,000 Building $114,140	$151,140 (+14.29%) Land $37,000 Building $114,140
2023	$1,686.00 Homeowner's exemption	$132,240 Land $29,580 Building $102,660	$132,240 Land $29,580 Building $102,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	30 (1991–2016)
Claims Outside the SFHA	7 of 30
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 8 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms, Flooding, And Tornadoes, May 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Heartland Technology Fiber	1,000 / 1,000

May also be available: GigFire, Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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