Lake County property record for 808 Spruce St, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,392 sqft · built 2004 |
| Lot Size | 0.37 acres (16,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $955,000 (Aug 2020) |
| Tax Bill | $30,706 (2024) |
| Deeds & Mortgages | Aug 2025 Line of Credit Oct 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-29-321-021 |
| Primary APN | 16-29-321-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 22 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,392 sqft Living Area |
| Gross Area | 5,979 sqft |
| 1st Floor Area | 1,780 sqft |
| 2nd Floor Area | 1,612 sqft |
| Upper Floors Area | 1,612 sqft |
| Basement Area | 1,780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,100 sqft (0.37 acres) |
| Lot Dimensions | 140 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 807 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 576 sqft |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 808 SPRUCE ST |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-2859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ZELLETS SUB; LOT 2 |
| Legal Subdivision | ZELLETS SUB |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 864801 |
808 Spruce St is owned and occupied by two individuals who bought it in August 2020.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 808 SPRUCE ST, DEERFIELD, IL 60015-2859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2025 | Deed of Trust, Mortgage · Line of Credit PARTNERSHIP FINANCIAL CU |
| Oct 19, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Oct 14, 2020 | Deed of Trust, Mortgage FIRST AMERICAN BANK |
| Aug 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on File |
| Deed Sale | Aug 17, 2020 · Amount on File |
| Prior Sale | Jul 22, 2014 · Amount on File |
| Deed Document Number | 20207684523 |
| Prior Transfer Date | Oct 13, 2004 |
| Prior Transfer Doc | 0005676486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 808 SPRUCE ST, DEERFIELD, IL 60015-2859 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 808 SPRUCE ST, DEERFIELD, IL 60015-2859 |
| Document Number | 0008117977 |
|---|---|
| Date | Aug 28, 2025 |
| Instrument | 8117977 |
| Name | PARTNERSHIP FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MORTON GROVE, IL 60053 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 27, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 808 SPRUCE ST, DEERFIELD, IL 60015-2859 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0007835550 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 7835550 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Sep 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 808 SPRUCE ST, DEERFIELD, IL 60015-2859 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007704503 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 7704503 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Amount | Amount on Record |
|---|---|
| Term | 121 Months |
| Due | Nov 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 17, 2020 |
| Property Address | 808 SPRUCE ST, DEERFIELD, IL 60015-2859 |
| Document Number | 0007684523 |
| Map Reference | DOC 4337640 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 7684523 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | BAIRD & WARNER TTL SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $955.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 808 SPRUCE ST, DEERFIELD, IL 60015-2859 |
| Document Number | 0007684524 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 7684524 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Number | 0007684525 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 7684525 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 16, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $368,209 Land $74,096 Building $294,113 | $1,104,737 Land $222,310 Building $882,427 | |
| 2024 | $30,706.00 (+2.97%) | ||
| 2023 | $29,821.00 (+5.94%) | $326,335 (+1.69%) Land $65,850 Building $260,485 | $979,103 (+1.69%) Land $197,570 Building $781,533 |
| 2022 | $28,148.00 | $320,918 Land $70,730 Building $250,188 | $962,850 Land $212,211 Building $750,639 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 808 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 27 (1982–2017) |
| Claims Outside the SFHA | 6 of 27 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 808 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures