Chesapeake City property record for 808 Pepper Cir, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,508 sqft · built 2001 |
| Lot Size | 0.352 acres (15,333 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (Jan 2007) |
| Tax Bill | $6,429 (2025) |
| Deeds & Mortgages | Sep 2023 Refinance Feb 2012 Mortgage + 3 more |
| APN | 0618002004130 |
| Primary APN | 0618002004130 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,508 sqft Living Area |
| 1st Floor Area | 1,129 sqft |
| Upper Floors Area | 1,444 sqft |
| Attic | Attic |
| Attic Area | 60 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,333 sqft (0.352 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 18 sqft |
| Deck Area | 684 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 808 PEPPER CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-3997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 413 ETHERIDGE LAKES SEC 5B |
| Legal Subdivision | ETHERIDGE PINES,LAKE,BLUE HERON,CARRIAGE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21013 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 808 PEPPER CIR, CHESAPEAKE, VA 23322-3997 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Feb 27, 2012 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 11, 2013 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 1, 2009 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 24, 2007 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2007 · Amount on Record |
| Deed Sale | Jan 24, 2007 · Amount on Record |
| Prior Sale | Jan 22, 2002 · Amount on Record |
| Deed Book / Page | 6922 / 836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 808 PEPPER CIR, CHESAPEAKE, VA 23322-3997 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10695/1779 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 10695/1779 |
| Instrument | 230019977 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 7, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 808 PEPPER CIR, CHESAPEAKE, VA 23322-3997 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008623/398 |
|---|---|
| Date | Feb 27, 2012 |
| Book Page | 8623/398 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 10, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 808 PEPPER CIR, CHESAPEAKE, VA 23322-3997 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009237/703 |
|---|---|
| Date | Oct 11, 2013 |
| Book Page | 9237/703 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 23, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 808 PEPPER CIR, CHESAPEAKE, VA 23322-3997 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007824/231 |
|---|---|
| Date | Jun 1, 2009 |
| Book Page | 7824/231 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2029 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.38% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 24, 2007 |
| Property Address | 808 PEPPER CIR, CHESAPEAKE, VA 23322-3997 |
| Document Number | 006922/836 |
| Book / Page | 6922 / 836 |
| Instrument Date | Jan 4, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006922841 |
|---|---|
| Date | Jan 24, 2007 |
| Instrument | 6922/841 |
| Name | PROSPERITY MORTGAGE CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 006922/858 |
|---|---|
| Date | Jan 24, 2007 |
| Book Page | 6922/858 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 18, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $671,900 (+5.56%) Land $210,000 Building $461,900 | $671,900 (+5.56%) Land $210,000 Building $461,900 | |
| 2025 | $6,429.00 (+37.9%) | $636,500 (+9.67%) Land $185,000 Building $451,500 | $636,500 (+9.67%) Land $185,000 Building $451,500 |
| 2023 | $580,400 (+7.9%) Land $175,000 Building $405,400 | $580,400 (+7.9%) Land $175,000 Building $405,400 | |
| 2022 | $537,900 Land $150,000 Building $387,900 | $537,900 Land $150,000 Building $387,900 | |
| 2019 | $4,662.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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