St. Louis County property record for 808 Payson Dr, Saint Louis, MO 63132
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,557 sqft · built 2003 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $828,200 (Jul 2026) |
| Tax Bill | $10,689 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17L-41-0381 |
| Primary APN | 17L-41-0381 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,557 sqft Living Area |
| Gross Area | 5,217 sqft |
| 1st Floor Area | 1,272 sqft |
| Attic | Attic |
| Attic Area | 308 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 125 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 66 sqft |
| Patio Area | 198 sqft |
| Balcony Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 808 PAYSON DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63132-3312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 42SR |
| Legal Description | OAK ESTATES LOT 53 |
| Legal Subdivision | OAK ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 53 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CREVE COEUR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 215500 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 808 PAYSON DR, SAINT LOUIS, MO 63132-3312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT BANK |
| Nov 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNISON AGREEMENT CORP |
| Nov 10, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| May 12, 2017 | Deed of Trust, Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2026 · Amount on Record |
| Deed Sale | Jul 13, 2026 · Amount on Record |
| Prior Sale | Aug 28, 2003 · Amount on Record |
| Deed Document Number | 202669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 13, 2026 |
| Property Address | 808 PAYSON DR, SAINT LOUIS, MO 63132-3312 |
| Document Number | 0000000069 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202671369 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 808 PAYSON DR, SAINT LOUIS, MO 63132-3312 |
| Document Number | 0000000070, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 202671370 |
| Name | PARAMOUNT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 808 PAYSON DR, SAINT LOUIS, MO 63132-3312 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 808 PAYSON DR, SAINT LOUIS, MO 63132-3312 |
| Document Number | 2022110100141 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 2022110100141 |
| Name | UNISON AGREEMENT CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 808 PAYSON DR, SAINT LOUIS, MO 63132-3312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 808 PAYSON DR, OLIVETTE, MO 63132-3312 |
| Document Number | 0252121491 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 25212/1491 |
| Instrument | 2021111000264 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 27, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 808 PAYSON DR, SAINT LOUIS, MO 63132-3312 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 808 PAYSON DR, SAINT LOUIS, MO 63132-3312 |
| Document Number | 0251140485 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 25114/485 |
| Instrument | 2021091700424 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.74% |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.74% |
| Index | Prime Rate |
| Max Rate | 8.74% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 808 PAYSON DR, SAINT LOUIS, MO 63132-3312 |
| Document Number | 0225340326 |
| Book / Page | 022534 / 000326 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 808 PAYSON DR ST LOUIS MO 631323312, ST LOUIS, MO 63132-3312 |
| Document Number | 0225340326 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 022534/000326 |
| Instrument | 153 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Olivette City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,020 (-) Land $48,170 Building $108,850 | $826,400 (-) Land $253,500 Building $572,900 | |
| 2025 | $10,689.00 (+8.12%) | $157,020 (+11.48%) Land $48,170 Building $108,850 | $826,400 (+11.48%) Land $253,500 Building $572,900 |
| 2024 | $9,886.00 (-1.15%) | ||
| 2023 | $10,001.00 (+12.97%) | $140,850 (+16.41%) Land $38,800 Building $102,050 | $741,300 (+16.41%) Land $204,200 Building $537,100 |
| 2022 | $8,853.00 | $120,990 Land $38,800 Building $82,190 | |
| 2021 | $636,800 Land $204,200 Building $432,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1979–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures