808 Olive Conch St, Ruskin, FL 33570 Property Records

Hillsborough County property record for 808 Olive Conch St, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,415 sqft · built 2020
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$263,700 (Jan 2021)
Tax Bill$6,884 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Mar 2020 Sale
Flood ZoneZone AE (high risk)
APN056362-1338

Property Details

APN / Parcel Number

Primary APN056362-1338
Alternative APN
  • U063219C07000000001640

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,415 sqft Living Area
Gross Area2,901 sqft
1st Floor Area1,245 sqft
Upper Floors Area1,170 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeAttached
Garage Area441 sqft
PorchOpen Porch
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0563621338
Street Address808 OLIVE CONCH ST
CityRUSKIN
StateFL
Zip33570-2087
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionSHELL COVE PHASE 1 LOT 164
Legal Range19E
Legal Township32S
Legal Section06
Legal SubdivisionSHELL COVE PHASE 1
Legal Phase1
Legal Lot Number164
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1019
Census Tract14121

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address808 OLIVE CONCH ST, RUSKIN, FL 33570-2087
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
LENNAR MORTGAGE LLC
Mar 18, 2020Warranty Deed, Transfer
BAYSHORE TITLE INSURANCE AGENCY LLC, BAYSHORE TITLE INS AGCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2021 · Amount on Record
Deed SaleJan 4, 2021 · Amount on Record
Deed Document Number2021546
Record UpdatedOct 29, 2026

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 4, 2021
Property Address808 OLIVE CONCH ST, RUSKIN, FL 33570-2087
Document Number0000000546
Map ReferenceMB 137 PG 58
Instrument DateDec 23, 2020
Instrument2021000546
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 12, 2022
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,845.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 OLIVE CONCH ST, RUSKIN, FL 33570-2083

Mortgage

Document Number0000000547
DateJan 4, 2021
Instrument2021000547
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 18, 2020
Property Address808 OLIVE CONCH ST, RUSKIN, FL 33570-2087
Document Number0000110556
Instrument DateMar 13, 2020
Instrument110556
Transaction TypeTransfer
Record UpdatedDec 2, 2020
Title CompanyBAYSHORE TITLE INSURANCE AGENCY LLC, BAYSHORE TITLE INS AGCY LLC

Transaction

AmountAmount Recorded
Tax$36,386.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4600 W CYPRESS ST #200 TAMPA FL 336074099, 200, TAMPA, FL 33607-4099
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$246,213 (+2.7%)$277,531 (-6.57%) Land $65,148 Building $212,383
2025$6,884.00 (+15.19%) Homeowner's exemption$239,740 (+5.99%)$297,059 (+1.75%) Land $65,148 Building $231,911
2023$5,976.00 (+3.11%) Homeowner's exemption$226,197 (+3%)$291,960 (+10.71%) Land $59,225 Building $232,735
2022$5,796.00 Homeowner's exemption$219,609$263,705 Land $47,380 Building $216,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 241 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies241 in force
Nearby Flood Claims85 (1982–2024)
Claims Outside the SFHA8 of 85
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 25 claims
  • Tropical Storm Josephine, Oct 1996 · 6 claims
  • Hurricane Elena, Aug 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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