808 N 5th St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 808 N 5th St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,912 sqft · built 1925
Lot Size0.168 acres (7,332 sqft)
Owner2 Individual Names on File
Last Sale$33,800 (Mar 2014)
Tax Bill$3,706 (2024)
Deeds & MortgagesDec 2017 Mortgage
Sep 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN010600A000

Property Details

APN / Parcel Number

Primary APN010600A000
Alternative APN
  • 6-009A-B120-00-0007.0000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,912 sqft Living Area
Gross Area3,197 sqft
1st Floor Area1,769 sqft
Basement Area1,428 sqft
Finished Basement143 sqft
Unfinished Basement1,285 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,332 sqft (0.168 acres)
Lot Dimensions156 ft deep x 47 ft wide
TerrainSteep
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area544 sqft
PorchOpen Porch
Porch Area252 sqft
Patio Area1,466 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number010600A000
Street Address808 N 5TH ST
CitySAINT CHARLES
StateMO
Zip63301-1937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF2
Legal DescriptionPT CITY BLK 120 PT LOTS 17 & 18
Legal SubdivisionCHRISTY PARTITION
Legal Block120
Legal Lot Number7
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1007
Census Tract310400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frenchtown Historic District
listed 1991 · 206 contributing resources · NRIS 91000216

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address808 N 5TH ST, SAINT CHARLES, MO 63301-1937
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
CARROLTON BANK
Sep 30, 2020Deed of Trust, Mortgage · Line of Credit
CARROLLTON BK
Aug 18, 2020Deed of Trust, Mortgage
CARROLLTON BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2014 · Amount on File
Deed SaleMar 27, 2014 · Amount on File
Prior SaleJun 22, 2006 · Amount on File
Deed Document Number2014148790
Deed Book / Page6167 / 1868
Prior Transfer DateJun 15, 2006
Prior Transfer Doc0045132323
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address808 N 5TH ST, SAINT CHARLES, MO 63301-1937
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCOMMERCE TITLE & CLOSING SER

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068481957
DateDec 6, 2017
Book Page6848/1957
Instrument20171206000752970
Lender
NameCARROLTON BANK
TypeNon-Lending Institution
AddressSAINT CHARLES, MO 63301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2047

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address808 N 5TH ST, SAINT CHARLES, MO 63301-1937
Document Number0000077280
Instrument DateSep 30, 2020
Transaction TypeMortgage
Record UpdatedJan 26, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address808 N 5TH ST ST CHARLES MO 633011937, ST CHARLES, MO 63301-1937

Mortgage

Document Number0000077280
DateOct 13, 2020
Instrument77280
Lender
NameCARROLLTON BK
TypeBank
AddressSAINT CHARLES, MO 63301-2528
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address808 N 5TH ST, SAINT CHARLES, MO 63301-1937
Document Number0000065094
Instrument DateAug 18, 2020
Transaction TypeMortgage
Record UpdatedOct 15, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address808 N 5TH ST ST CHARLES MO 633011937, ST CHARLES, MO 63301-1937

Mortgage

Document Number0000065094
DateSep 4, 2020
Instrument65094
Lender
NameCARROLLTON BK
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount on Record
Term360 Months
DueSep 3, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,056 (-)$316,083 (-) Land $50,000 Building $266,083
2025$60,056 (+3.9%)$316,083 (+3.9%) Land $50,000 Building $266,083
2024$3,706.00
2023$57,799
2022$304,208 Land $37,500 Building $266,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979–1985)
Most Recent ClaimAug 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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