808 Lower State St, Prospect, NY 13435 Property Records

Oneida County and Trenton Town property record for 808 Lower State St, Prospect, NY 13435

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,078 sqft · built 1850
Lot Size0.286 acres (12,458 sqft)
OwnerIndividual Name on Record
Tax Bill$2,389 (2026)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN305889 178.006-2-47

Property Details

APN / Parcel Number

Primary APN305889 178.006-2-47
Alternative APNs
  • 30580317800600020470000000
  • 012660

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,078 sqft Living Area
1st Floor Area880 sqft
Upper Floors Area198 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialWood
Lot Area12,458 sqft (0.286 acres)
Lot Dimensions188 ft deep x 66 ft wide
Garage TypeMixed
Garage Area532 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area220 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number012660
Street Address808 LOWER STATE ST
CityPROSPECT
StateNY
Zip13435-3530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block2
Legal Lot Number47.000
JurisdictionONEIDA NY
Township / Civil DivisionTRENTON
Census Block Group1
Census Block1050
Census Tract24000

Owner

Source: Oneida County and Trenton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address808 LOWER STATE ST, PROSPECT, NY 13435-3530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 15, 2017
Transfer Doc2017006856
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateJul 10, 2019
Property Address808 LOWER STATE ST, PROSPECT, NY 13435-3530
Document Number0000008652
Instrument DateJun 24, 2019
Instrument8652
Transaction TypeTransfer
Record UpdatedAug 14, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$296.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 PARK AVE PROSPECT NY 134353550, PROSPECT, NY 13435-3550

Mortgage

Document Number8653
DateJul 10, 2019
Instrument8653
Lender
NameAMERICU CU
TypeCredit Union
AddressROME, NY 13440
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 9, 2034

Tax Assessment & Valuation

Source: Oneida County and Trenton Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionTrenton Town
Unified School DistrictHolland Patent Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,389.00 (+1.44%)
2025$2,355.00 (+187.55%)$45,800 (-) Land $5,500 Building $40,300$111,707 (+12.2%) Land $13,415 Building $98,292
2023$45,800 (-) Land $5,500 Building $40,300$99,565 (+15.22%) Land $11,956 Building $87,609
2022$819.00$45,800 Land $5,500 Building $40,300$86,415 Land $10,377 Building $76,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1999–2019)
Claims Outside the SFHA2 of 5
Most Recent ClaimNov 2019 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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