808 Lily St, Sebring, FL 33875 Property Records

Highlands County property record for 808 Lily St, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 2017
Lot Size	1.09 acres (47,864 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jun 2020)
Tax Bill	$1,891 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`C245811000700010`

Property Details

APN / Parcel Number

Primary APN	`C245811000700010`
Alternative APN	`C-24-35-28-110-0070-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	47,864 sqft (1.09 acres)
Lot Dimensions	300 ft deep x 160 ft wide
Driveway	Concrete Driveway
Driveway Area	150 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	275 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	808 LILY ST
City	SEBRING
State	FL
Zip	33875-6115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ORANGE BLOSSOM EST UNIT 11 PB 7-PG 48 LOT 1 BLK 7
Legal Range	28E
Legal Township	35S
Legal Section	24
Legal Subdivision	ORANGE BLOSSOM EST
Legal Block	7
Legal Lot Number	1
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4079
Census Tract	961301

Owner

Source: Highlands County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	808 LILY ST, SEBRING, FL 33875-6115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Jun 19, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 31, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 30, 2017	Loan Modification, Mortgage · Conventional with PMI MIDFLORIDA CU
Mar 7, 2017	Trustee's Deed, Construction Loan · Construction Mortgage MIDFLORIDA FCU
Feb 17, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	202027581412
Deed Book / Page	2758 / 1412
Prior Transfer Date	Feb 14, 2017
Prior Transfer Doc	0001843034
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 6, 2026
Property Address	808 LILY ST, SEBRING, FL 33875-6115
Document Number	0002324785
Book / Page	3209 / 1556
Instrument Date	Jul 31, 2026
Instrument	20262324785
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 LILY ST, SEBRING, FL 33875-6115

Mortgage

Document Number	0002324785,
Date	Aug 6, 2026
Book Page	3209/1556
Instrument	20262324785

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	808 LILY ST, SEBRING, FL 33875-6115
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 LILY ST, SEBRING, FL 33875-6115

Mortgage

Document Number	0002288370
Date	Nov 19, 2025
Book Page	3157/1828
Instrument	2288370

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	808 LILY ST, SEBRING, FL 33875-6115
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 LILY ST, SEBRING, FL 33875-6115

Mortgage

Document Number	0002277073
Date	Sep 5, 2025
Book Page	3142/906
Instrument	2277073

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 23, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	808 LILY ST, SEBRING, FL 33875-6115
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002173638
Date	Oct 16, 2023
Book Page	3004/536
Instrument	2173638

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 19, 2020
Property Address	808 LILY ST, SEBRING, FL 33875-6115
Document Number	0001989185
Book / Page	002758 / 001412
Instrument Date	Jun 19, 2020
Instrument	1989185
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 LILY ST SEBRING FL 338756115, SEBRING, FL 33875-6115

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 31, 2020
Property Address	808 LILY ST, SEBRING, FL 33875-6115
Document Number	0001981281
Book / Page	002746 / 001229
Instrument Date	Mar 31, 2020
Instrument	1981281
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5931 FIG RD SEBRING FL 338756904, SEBRING, FL 33875-6904

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	808 LILY ST, SEBRING, FL 33875-6115
Document Number	0001865518
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001865518
Date	Sep 18, 2017
Book Page	002598/001045
Instrument	1865518

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33803

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 7, 2017
Property Address	808 LILY ST, SEBRING, FL 33875-6115
Book / Page	00256 / 000703
Instrument Date	Mar 3, 2017
Instrument	1844778
Transaction Type	Construction Loan
Record Updated	Nov 16, 2018
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7394 SEBRING FL 338720107, SEBRING, FL 33872-0107

Mortgage

Document Number	0001844778
Date	Mar 7, 2017
Book Page	002569/000703
Instrument	1844778

Lender

Name	MIDFLORIDA FCU
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 17, 2017
Property Address	808 LILY ST, SEBRING, FL 33875-6115
Document Number	0001843034
Book / Page	002567 / 000043
Instrument Date	Feb 14, 2017
Instrument	1843034
Transaction Type	Transfer
Record Updated	Mar 16, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7394 SEBRING FL 338720107, SEBRING, FL 33872-0107

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$160,735 (+5.99%)	$241,483 (+0.76%) Land $25,600 Building $215,883
2024	$1,891.00 (+2.55%)
2023	$1,844.00 (+1.82%) Homeowner's exemption	$151,655 (+3%)	$239,657 (+17.92%) Land $12,000 Building $227,657
2022	$1,811.00 Homeowner's exemption	$147,238	$203,231 Land $9,280 Building $193,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	50 / 10

May also be available: CenturyLink, Conexon Connect, Xfinity.

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