808 Jay St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 808 Jay St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,510 sqft · built 1900
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on File
Last Sale	$63,750 (Oct 2015)
Tax Bill	$2,079 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-049-0225-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-049-0225-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,510 sqft Living Area
1st Floor Area	891 sqft
Basement Area	825 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	90 ft deep x 60 ft wide
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	808 JAY ST
City	SAINT CLAIR
State	MI
Zip	48079-5323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	W 1/3 OF LOT 4 & E 1/3 OF LOT 3 & E 1/3 OF S 1/2 OF LOT 2 & W 1/3 OF S 1/2 OF LOT 5 BLK 13 MAP OF ST CLAIR
Legal Subdivision	MAP OF ST CLAIR
Legal Block	13
Legal Lot Number	2-5
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1027
Census Tract	642000

Owner

808 Jay St is owned and occupied by an individual who bought it in October 2015.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	808 JAY ST, SAINT CLAIR, MI 48079-5323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE TR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2015 · Amount on File
Deed Sale	Oct 6, 2015 · Amount on File
Deed Book / Page	4645 / 612
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	808 JAY ST, SAINT CLAIR, MI 48079-5323
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 JAY ST, SAINT CLAIR, MI 48079-5323

Mortgage

Document Number	5387235
Date	Jul 1, 2021
Book Page	5387/235
Instrument	2021019280

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	808 JAY ST, SAINT CLAIR, MI 48079-5323
Document Number	0051080888
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	808 JAY ST ST CLAIR MI 480795323, ST CLAIR, MI 48079-5323

Mortgage

Document Number	0051080888
Date	Oct 15, 2019
Book Page	005108/000888

Lender

Name	LAKE TR CU
Type	Funding / Finance Company
Address	BRIGHTON, MI 48114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 14, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 808 Jay St was $2,079 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,900 (+5.93%)	$203,800
2025	$2,079.00 (+2.82%) Homeowner's exemption	$96,200
2024	$2,022.00		$192,400
2023		$80,500
2022	$1,880.00		$161,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 808 Jay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 808 Jay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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