808 High St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 808 High St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 810 sqft · built 1988
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$367,000 (May 2022)
Tax Bill$3,468 (2025)
Deeds & MortgagesFeb 2022 Refinance
May 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-0009-12

Property Details

APN / Parcel Number

Primary APN3-0009-12
Alternative APN
  • CUMB M:016 B:0281 L:000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area810 sqft Living Area
Gross Area1,780 sqft
1st Floor Area810 sqft
Basement Area782 sqft
Unfinished Basement782 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number3-0009-12
Street Address808 HIGH ST
CityCUMBERLAND
StateRI
Zip02864-6501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block281
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1002
Census Tract11301

Owner

Source: Cumberland Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address808 HIGH ST, CUMBERLAND, RI 02864-6501
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
AMERISAVE MORTGAGE CORP
May 25, 2022Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC
Nov 9, 2018Warranty Deed, Transfer
DRAPER AND KRAMER MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2022 · Amount on Record
Deed SaleMay 25, 2022 · Amount on Record
Prior SaleNov 9, 2018 · Amount on Record
Deed Document Number2022133257
Deed Book / Page1932 / 236
Transfer Doc0726000099
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address808 HIGH ST, CUMBERLAND, RI 02864-6501
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001923-350
DateFeb 22, 2022
Book Page1923/350
Instrument131321
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateMay 25, 2022
Property Address808 HIGH ST, CUMBERLAND, RI 02864-6501
Document Number001932-236
Book / Page1932 / 236
Instrument133257
Transaction TypeTransfer
Record UpdatedJun 9, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0000133258
DateMay 25, 2022
Instrument133258
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number001932-248
DateMay 25, 2022
Book Page1932/248
Instrument133259
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term121 Months
DueJun 1, 2032

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateNov 9, 2018
Property Address808 HIGH ST, CUMBERLAND, RI 02864-6501
Document Number1788-175
Book / Page1788 / 175
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$25.54
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number17880177
DateNov 9, 2018
Instrument01788/0177
Lender
NameDRAPER AND KRAMER MTG
Agreement
AmountAmount Recorded
Term360 Months
DueNov 9, 2048

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,468.00 (+5.6%)$282,600 (-) Land $107,600 Building $175,000
2023$3,284.00 (+3.3%)$282,600 (+33.24%) Land $107,600 Building $175,000
2022$3,179.00$212,100 Land $76,600 Building $135,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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