808 Haversham Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 808 Haversham Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,136 sqft · built 1987
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$252,000 (Dec 2017)
Tax Bill$3,527 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Jul 2022 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APNA870001607

Property Details

APN / Parcel Number

Primary APNA870001607
Alternative APN
  • 3-0036-6072-00-0043.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,136 sqft Living Area
Gross Area3,228 sqft
1st Floor Area946 sqft
Basement Area910 sqft
Finished Basement280 sqft
Unfinished Basement630 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area80 sqft
Patio Area424 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA870001607
Street Address808 HAVERSHAM DR
CitySAINT CHARLES
StateMO
Zip63304-1618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARVEST EST #1 LOT 43
Legal SubdivisionHARVEST EST #1
Legal Lot Number43
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group2
Census Block2004
Census Tract311122

Owner

808 Haversham Dr is owned and occupied by two individuals who bought it in December 2017.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address808 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Deed of Trust, Mortgage · Line of Credit
VANTAGE CU
Jul 14, 2022Deed of Trust, Mortgage
WEST COMMUNITY CU
May 3, 2022Deed of Trust, Mortgage · FHA Mortgage
JLB CORP
Oct 12, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 27, 2017Warranty Deed, Transfer · FHA Mortgage
DAS ACQUISITION
Jun 16, 2017Warranty Deed, Transfer
OTHER INSTITUTIONAL LENDERS
May 25, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2017 · Amount on File
Deed SaleDec 27, 2017 · Amount on File
Prior SaleJun 16, 2017 · Amount on File
Deed Document Number2017794860
Deed Book / Page6858 / 916
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address808 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address808 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618

Mortgage

Document Number0000055620
DateDec 11, 2025
Instrument2025R-055620
Lender
NameVANTAGE CU
TypeCredit Union
AddressSAINT CHARLES, MO 63304
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueNov 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address808 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618
Transaction TypeMortgage
Record UpdatedJul 27, 2022
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address8O HAVERSHAM DRIVE, SAINT CHARLES, MO 63304

Mortgage

Document Number0000039233
DateJul 14, 2022
Instrument2022R-039233
Lender
NameWEST COMMUNITY CU
TypeCredit Union
AddressO FALLON, MO 63368
Agreement
AmountAmount on Record
Term120 Months
DueJul 1, 2032

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address808 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618
Transaction TypeMortgage
Record UpdatedMay 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address808 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618

Mortgage

Document Number0000025235
DateMay 3, 2022
Instrument2022R-025235
Lender
NameJLB CORP
TypeMortgage Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address808 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618
Transaction TypeMortgage
Record UpdatedOct 25, 2021
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address808 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618

Mortgage

Document Number2021R084601
DateOct 12, 2021
Instrument2021R-084601
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 27, 2017
Property Address808 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618
Document Number0068580916
Book / Page006858 / 000916
Instrument DateDec 22, 2017
Instrument794860
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address808 HAVERSHAM DR ST CHARLES MO 633041618, ST CHARLES, MO 63304-1618

Mortgage

Document Number68580918
DateDec 27, 2017
Book Page006858/000918
Instrument794870
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 26, 2047

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 16, 2017
Property Address808 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618
Document Number0067601959
Book / Page006760 / 001959
Instrument DateJun 15, 2017
Instrument370120
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address17417 WILD HORSE CREEK RD CHESTERFIELD MO 630051204, CHESTERFIELD, MO 63005-1204

Mortgage

Document Number67602133
DateJun 16, 2017
Book Page006760/002133
Instrument370450
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeFunding / Finance Company
AddressLAKE ST LOUIS, MO 63367
Special NotesSeller Financed
Agreement
AmountAmount on Record

May 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionST CHARLES MO
Recording DateMay 25, 2017
Property Address808 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618
Document Number0067490261
Book / Page006749 / 000261
Instrument DateMay 9, 2017
Instrument320800
Transaction TypeForeclosure
Record UpdatedJun 1, 2017

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1052 S CLOVERLEAF DR ST PETERS MO 633766445, ST PETERS, MO 63376-6445

Tax Assessment & Valuation

The 2025 property tax bill for 808 Haversham Dr was $3,527.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,396 (-)$312,612 (-) Land $60,000 Building $252,612
2025$3,527.00$59,396$312,612 Land $60,000 Building $252,612
2023$57,408
2022$302,145 Land $60,000 Building $242,145

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 808 Haversham Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims16 (1981–2020)
Claims Outside the SFHA1 of 16
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 808 Haversham Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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