808 Garvey Ave, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 808 Garvey Ave, Elsmere, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 792 sqft · built 1950
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on Record
Last Sale$55,000 (Dec 2022)
Tax Bill$1,268 (2025)
Deeds & MortgagesDec 2022 Mortgage
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN016-10-01-116.00

Property Details

APN / Parcel Number

Primary APN016-10-01-116.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area792 sqft Finished Area
Gross Area856 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemBaseboard
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address808 GARVEY AVE
CityELSMERE
StateKY
Zip41018-2420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH ERLANGER LOTS 742-743
Legal SubdivisionSOUTH ERLANGER
Legal Lot Number742-743
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2004
Census Tract65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1512 RESOURCE DR, 6, BURLINGTON, KY 41005-9379
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2022Quit Claim Deed, Transfer · Commercial Mortgage
SILVER HILL FINANCIAL LLC
Jun 6, 2022Warranty Deed, Transfer · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2022 · Amount on Record
Deed SaleDec 19, 2022 · Amount on Record
Prior SaleDec 19, 2022 · Amount on Record
Deed Document Number202269
Deed Book / Page205 / 672
Prior Transfer DateDec 13, 2022
Prior Transfer Doc0000000022
Record UpdatedOct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateDec 19, 2022
Property Address808 GARVEY AVE, ELSMERE, KY 41018-2420
Document Number0005900010
Book / Page205 / 503
Map ReferencePL 295
Instrument DateDec 13, 2022
Instrument22121905900010
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 177656, LAKESIDE PARK, KY 41017

Mortgage

Document Number0005900011
DateDec 19, 2022
Book Page428/780
Instrument22121905900011
Lender
NameSILVER HILL FINANCIAL LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 6, 2022
Property Address808 GARVEY AVE, ELSMERE, KY 41018-2420
Document Number0005900015
Book / Page169 / 372
Map ReferencePL 295
Instrument DateMay 27, 2022
Instrument22060605900015
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5825 GREEN DR, FLORENCE, KY 41042-1213

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656
InvestorPossibly a Property Investor

Mortgage

Document Number0005900016
DateJun 6, 2022
Book Page376/825
Instrument22060605900016
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
AddressLOUISVILLE, KY 40207
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term11 Months
DueMay 27, 2023

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$83,500 (-) Land $20,000 Building $63,500$83,500 (-) Land $20,000 Building $63,500
2025$1,268.00 (+1.36%)$83,500 (-) Land $20,000 Building $63,500$83,500 (-) Land $20,000 Building $63,500
2023$1,251.00$83,500 Land $20,000 Building $63,500$83,500 Land $20,000 Building $63,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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