808 Elmtree Ln, Seneca, SC 29672 Property Records

Oconee County property record for 808 Elmtree Ln, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,158 sqft · built 2019
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Company Names on Record
Last Sale	$400,000 (Apr 2015)
Tax Bill	$8,345 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-04-01-081`

Property Details

APN / Parcel Number

Primary APN	`165-04-01-081`
Alternative APN	`17528`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,158 sqft Living Area
Basement Area	2,521 sqft
Finished Basement	1 sqft

Exterior

Year Built	Built 2019
Architectural Style	Contemporary
Exterior Material	Fiber Cement Siding
Roof Material	Shingle
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	146 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	1,357 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17528
Old Parcel Number	165 04 01 081
Street Address	808 ELMTREE LN
City	SENECA
State	SC
Zip	29672-0779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 176 PHASE II WATERFORD PT (.98 AC)
Legal Subdivision	WATERFORD POINTE SUB
Legal Phase	2
Legal Block	1
Legal Lot Number	176
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3006
Census Tract	30602

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	808 ELMTREE LN, SENECA, SC 29672-0779
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 10, 2020	Deed of Trust, Mortgage JP MORGAN CHASE BK
May 22, 2018	Deed of Trust, Mortgage OCONEE FED'L S&L ASSN

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 24, 2015 · Amount on Record
Deed Sale	Apr 24, 2015 · Amount on Record
Deed Document Number	0000011207
Deed Book / Page	002100 / 000336
Last Transfer Date	Mar 27, 2025
Transfer Doc	0000011544
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	808 ELMTREE LN, SENECA, SC 29672-0779
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	PUNCTUAL ABSTRACT COMPANY INC, PUNCTUAL ABSTRACT CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006973
Date	Oct 29, 2021
Book Page	4238/297
Instrument	6973

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	808 ELMTREE LN, SENECA, SC 29672-0779
Document Number	0039190307
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 ELMTREE LN SENECA SC 296720779, SENECA, SC 29672-0779

Mortgage

Document Number	0039190307
Date	Jan 23, 2020
Book Page	003919/000307

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	808 ELMTREE LN, SENECA, SC 29672-0779
Document Number	0037250310
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 ELMTREE LN SENECA SC 296720779, SENECA, SC 29672-0779

Mortgage

Document Number	0037250310
Date	May 24, 2018
Book Page	003725/000310

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	2859 HIGHWAY 17, TOCCOA, GA 30577-8785

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 23, 2028

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,345.00	$68,182 (-) Land $16,800 Building $51,382	$1,704,538 (-) Land $420,000 Building $1,284,538
2023		$68,182 Land $16,800 Building $51,382	$1,704,538 Land $420,000 Building $1,284,538

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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