Snohomish County property record for 808 Elm St, Sultan, WA 98294
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,076 sqft · built 1997 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,950 (Apr 2006) |
| Tax Bill | $660 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage Nov 2020 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 8531-000-040-00 |
| Primary APN | 8531-000-040-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,076 sqft Living Area |
| Gross Area | 1,556 sqft |
| 1st Floor Area | 1,076 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 330964 |
|---|---|
| Street Address | 808 ELM ST |
| City | SULTAN |
| State | WA |
| Zip | 98294-9442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Description | SECTION 32 TOWNSHIP 28 RANGE 08 QUARTER SE - COUNTRYWOOD ESTATES BLK 000 D-00 - LOT 40 TGW TH PTN N 1.00FT LOTS 9 & 10 PLAT OF HUDSONS ADD TO SULTAN LY ADJ TO LOT 40 PLAT OF COUNTRYWOOD ESTATES THE W LN SD PTN OF N 1.00FT IS SLY EXT OF W LN SD LOT 40 |
| Legal Range | 08 |
| Legal Township | 28 |
| Legal Section | 32 |
| Legal Subdivision | COUNTRYWOOD ESTATES |
| Legal Block | 000 D |
| Legal Lot Number | 40 |
| Jurisdiction | SNOHOMISH WA |
| Township / Civil Division | SULTAN |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 53802 |
808 Elm St is owned and occupied by an individual who bought it in April 2006.
Source: Snohomish County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 808 ELM ST, SULTAN, WA 98294-9442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC |
| Nov 3, 2020 | Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC |
| Oct 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2006 · Amount on File |
| Deed Sale | Apr 27, 2006 · Amount on File |
| Prior Sale | Apr 26, 2006 · Amount on File |
| Deed Document Number | 2006468 |
| Prior Transfer Date | Nov 18, 2002 |
| Prior Transfer Doc | 0000001141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 808 ELM ST, SULTAN, WA 98294-9442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000415 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 201704270415 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 808 ELM ST, SULTAN, WA 98294-9442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 808 ELM ST, SULTAN, WA 98294-9442 |
| Document Number | 0000001143 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 202011031143 |
| Name | ALL REVERSE MORTGAGE INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 915 Months |
| Due | Feb 25, 2097 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 808 ELM ST, SULTAN, WA 98294-9442 |
| Document Number | 0000001144 |
| Instrument Date | Oct 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 808 ELM ST SULTAN WA 982949442, SULTAN, WA 98294-9442 |
| Document Number | 0000001144 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 202011031144 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 924 Months |
| Due | Nov 2, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.29% |
The 2026 property tax bill for 808 Elm St was $660, down 82.3% from the year before.
Source: Snohomish County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Snohomish County |
| Municipality | Sultan City |
| Unified School District | Sultan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $660.00 (-82.33%) | $429,400 Land $242,000 Building $187,400 | $429,400 Land $242,000 Building $187,400 |
| 2025 | $3,735.00 | ||
| 2023 | $3,220.00 | $411,400 Land $206,000 Building $205,400 | $411,400 Land $206,000 Building $205,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 808 Elm St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 95 (1980–2025) |
| Claims Outside the SFHA | 2 of 95 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 808 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SULTAN WATER DEPARTMENT serves 8,424 people · EPA ID WA5384770 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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