808 E Illinois St, Urbana, IL 61801 Property Records

Champaign County property record for 808 E Illinois St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,136 sqft · built 1903
Lot Size	0.11 acres (4,806 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Aug 2020)
Tax Bill	$5,141 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-110-006`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-110-006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,136 sqft Building Perimeter
1st Floor Area	1,136 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	4,806 sqft (0.11 acres)
Lot Dimensions	89 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	808 E ILLINOIS ST
City	URBANA
State	IL
Zip	61801-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 ADAMS, PEARL, SUB
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	ADAMS, PEARL, SUB
Legal Lot Number	4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1027
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	808 E ILLINOIS ST, URBANA, IL 61801-3430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit FIRST MID BANK & TRUST NA
Aug 20, 2020	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	May 13, 2009 · Amount on Record
Deed Document Number	202016587
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	808 E ILLINOIS ST, URBANA, IL 61801-3430
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014487
Date	Sep 23, 2025
Instrument	2025R14487

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 20, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 20, 2020
Property Address	808 E ILLINOIS ST, URBANA, IL 61801-3430
Document Number	0000016587
Map Reference	MB E PG 155
Instrument Date	Jul 21, 2020
Instrument	2020R16587
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	808 E ILLINOIS ST, URBANA, IL 61801-3430

Mortgage

Document Number	0000016588
Date	Aug 20, 2020
Instrument	2020R16588

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,740 (+25.9%) Land $9,570 Building $43,170	$158,220 (+25.9%) Land $28,710 Building $129,510
2024	$5,141.00 (+13.39%)
2022	$4,534.00	$41,890 Land $7,610 Building $34,280	$125,670 Land $22,830 Building $102,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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