808 Dearborn St, Waco, TX 76704 Property Records

McLennan County property record for 808 Dearborn St, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 968 sqft · built 1948
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Tax Bill	$2,023 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jul 2020 Loan Modification + 3 more
Flood Zone	Zone X (moderate risk)
APN	`48-007802-019600-7`

Property Details

APN / Parcel Number

Primary APN	`48-007802-019600-7`
Alternative APNs	`4800780201960070111` `166614`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	968 sqft
Flooring	Wood

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1972
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	560 sqft
Driveway	Concrete Driveway
Driveway Area	975 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	808 DEARBORN ST
City	WACO
State	TX
Zip	76704-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CARVER PARK LOT 5 BLOCK 14 ACRES .1607
Legal Subdivision	CARVER PARK
Legal Block	14
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1023
Census Tract	1401

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 7894, WACO, TX 76714-7894
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL NATIONAL BANK
Jul 25, 2020	Loan Modification, Mortgage CENTRAL NAT'L BK
Jan 25, 2020	Loan Modification, Mortgage CENTRAL NAT'L BK
Jan 25, 2019	Loan Modification, Mortgage CENTRAL NAT'L BK
Jan 25, 2018	Loan Modification, Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2016
Deed Sale	Jan 11, 2016
Deed Document Number	2016772
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	808 DEARBORN ST, WACO, TX 76704-1830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002719
Date	Jan 27, 2017
Instrument	2017002719

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WOODWAY, TX 76712

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	808 DEARBORN ST, WACO, TX 76704-1830
Document Number	0000027029
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 7894 WACO TX 767147894, WACO, TX 76714-7894

Mortgage

Document Number	0000027029
Date	Aug 7, 2020
Instrument	27029

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Term	12 Months
Due	Aug 6, 2021

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	808 DEARBORN ST, WACO, TX 76704-1830
Document Number	0000003931
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 7894 WACO TX 767147894, WACO, TX 76714-7894

Mortgage

Document Number	0000003931
Date	Feb 4, 2020
Instrument	3931

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Term	12 Months
Due	Feb 3, 2021

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	808 DEARBORN ST, WACO, TX 76704-1830
Document Number	0000003537
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 7894 WACO TX 767147894, WACO, TX 76714-7894

Mortgage

Document Number	0000003537
Date	Feb 1, 2019
Instrument	3537

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Term	12 Months
Due	Jan 31, 2020

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	808 DEARBORN ST, WACO, TX 76704-1830
Document Number	0000004037
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 7894 WACO TX 767147894, WACO, TX 76714-7894

Mortgage

Document Number	0000004037
Date	Feb 8, 2018
Instrument	4037

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Term	12 Months
Due	Feb 7, 2019

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,000 (-) Land $12,460 Building $77,540	$90,000 (-) Land $12,460 Building $77,540
2025	$2,023.00 (+13.52%)	$90,000 (+13.92%) Land $12,460 Building $77,540	$90,000 (+13.92%) Land $12,460 Building $77,540
2024	$1,782.00 (+0.62%)
2023		$79,000 Land $10,850 Building $68,150	$79,000 Land $10,850 Building $68,150
2022	$1,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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