808 Chestnut Dr, Carmel, NY 10512 Property Records

Putnam County and Southeast Town property record for 808 Chestnut Dr, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,060 sqft · built 1981
Lot Size	0.01 acres (436 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Jan 2026)
Tax Bill	$6,921 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`373089 44.-1-16.-808`

Property Details

APN / Parcel Number

Primary APN	`373089 44.-1-16.-808`
Alternative APN	`308904400000010160000808`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	436 sqft (0.01 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	808 CHESTNUT DR
City	CARMEL
State	NY
Zip	10512-2650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Subdivision	APPURTENAANT GARGE
Legal Block	1
Legal Lot Number	16.00
Jurisdiction	PUTNAM NY
Township / Civil Division	SOUTHEAST
Census Block Group	4
Census Block	4007
Census Tract	11802

Owner

808 Chestnut Dr is owned by two individuals who bought it in January 2026.

Source: Putnam County and Southeast Town records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 CREST DR, MAHOPAC, NY 10541-4715
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage UNMB HOME LOANS INC
Oct 4, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage UNMB HOME LOANS INC
Jan 14, 2021	Grant Deed, Transfer SUTTON LAND TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2026 · Amount on File
Deed Sale	Jan 27, 2026 · Amount on File
Prior Sale	Oct 4, 2022 · Amount on File
Deed Document Number	2026618
Deed Book / Page	2430 / 30
Record Updated	Oct 29, 2026

January 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Jan 27, 2026
Property Address	808 CHESTNUT DR, CARMEL, NY 10512-2650
Document Number	0024300030
Book / Page	2430 / 30
Map Reference	LB 1048 PG 75
Instrument Date	Dec 30, 2025
Instrument	618-2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CELTIC TITLE AND ABSTRACT LLC, CELTIC TITLE & ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	808 CHESTNUT DR # 54, 54, CARMEL, NY 10512-2650

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 CREST DR, MAHOPAC, NY 10541-4715

Mortgage

Document Number	0008066316
Date	Jan 27, 2026
Instrument	8066/316

Lender

Name	UNMB HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

October 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Oct 4, 2022
Property Address	808 CHESTNUT DR, CARMEL, NY 10512-2650
Document Number	0022920181
Book / Page	2292 / 181
Map Reference	LB 1110 PG 318
Instrument Date	Aug 31, 2022
Instrument	8825-2022
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	FREEDOM LAND TITLE AGENCY INC, FREEDOM LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	808 CHESTNUT DR, 808, CARMEL, NY 10512-2650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 OVERLOOK ST, MOUNT VERNON, NY 10552-3217

Mortgage

Document Number	0007711336
Date	Oct 4, 2022
Instrument	7711/336

Lender

Name	UNMB HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2052

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Jan 14, 2021
Property Address	808 CHESTNUT DR, CARMEL, NY 10512-2650
Document Number	0021950171
Book / Page	002195 / 000171
Instrument Date	Jan 4, 2021
Instrument	526
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	SUTTON LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,040.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 MORGAN DR CARMEL NY 105122614, CARMEL, NY 10512-2614

Tax Assessment & Valuation

The 2025 property tax bill for 808 Chestnut Dr was $6,921, down 23.6% from the year before.

Source: Putnam County and Southeast Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Southeast Town
Unified School District	Brewster Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,921.00 (-23.64%)	$320,000 (+3.9%) Land $2,000 Building $318,000	$320,000 (+3.9%) Land $2,000 Building $318,000
2024	$9,064.00 Additional exemption filed	$308,000 (+14.93%) Land $2,000 Building $306,000	$308,000 (+14.93%) Land $2,000 Building $306,000
2023		$268,000 (+12.61%) Land $2,000 Building $266,000	$268,000 (+12.61%) Land $2,000 Building $266,000
2022		$238,000 Land $2,000 Building $236,000	$238,000 Land $2,000 Building $236,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 808 Chestnut Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 808 Chestnut Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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